Lexington County property record for 1133 Congaree Bluff Ave, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,888 sqft · built 2017 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Aug 2017) |
| Tax Bill | $2,293 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004685-01-007 |
| Primary APN | 004685-01-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1133 CONGAREE BLUFF AVE |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGAREE BLUFF LOT 7 |
| Legal Subdivision | CONGAREE BLUFF |
| Legal Lot Number | 7 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbia Canal listed 1979 · 18 contributing resources · NRIS 79002392 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1133 Congaree Bluff Ave is owned and occupied by an individual who bought it in August 2017.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 11, 2019 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Sep 10, 2020 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Aug 16, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on File |
| Deed Sale | Aug 16, 2017 · Amount on File |
| Deed Document Number | 201739168 |
| Deed Book / Page | 19424 / 175 |
| Prior Transfer Date | Sep 1, 2015 |
| Prior Transfer Doc | 0000042173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 2095003429 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 20950/3429 |
| Instrument | 2021035525 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2089204403 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 20892/4403 |
| Instrument | 2020040840 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2082405985 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 20824/5985 |
| Instrument | 2019030218 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 2089204213 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 20892/4213 |
| Instrument | 2020040813 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Aug 16, 2017 |
| Property Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 1942400175 |
| Book / Page | 19424 / 175 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017039168 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1133 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 1942400181 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 19424/181 |
| Instrument | 2017039169 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 1133 Congaree Bluff Ave was $2,293, up 14.1% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,293.00 (+14.08%) | ||
| 2024 | $2,010.00 (-15.23%) | $13,800 (-) Land $4,000 Building $9,800 | $345,000 (-) Land $100,000 Building $245,000 |
| 2023 | $2,371.00 | $13,800 Land $4,000 Building $9,800 | $345,000 Land $100,000 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1133 Congaree Bluff Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone X, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1133 Congaree Bluff Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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