1145 Carmona Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1145 Carmona Pl, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,957 sqft · built 2007
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (May 2010)
Tax Bill$3,953 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028332-2520

Property Details

APN / Parcel Number

Primary APN028332-2520

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,957 sqft Living Area
Gross Area2,580 sqft
1st Floor Area1,957 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area511 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area142 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1145 CARMONA PL
CitySAINT AUGUSTINE
StateFL
Zip32092-4790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description56/91-98 SEVILLA AT WORLD COMMERCE PHASE 2 LOT 252 OR3312/1848
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSEVILLA AT WORLD COMMERCE PHASE 2
Legal Phase2
Legal Block2
Legal Lot Number252
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2002
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1145 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jan 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2010 · Amount on Record
Deed SaleMay 11, 2010 · Amount on Record
Prior SaleJan 4, 2008 · Amount on Record
Deed Document Number201021905
Deed Book / Page3312 / 1848
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1145 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Transaction TypeMortgage
Record UpdatedJul 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790

Mortgage

Document Number0053090297
DateJul 2, 2021
Book Page5309/297
Instrument2021074179
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1145 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Document Number0048780321
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1145 CARMONA PL ST AUGUSTINE FL 320924790, ST AUGUSTINE, FL 32092-4790

Mortgage

Document Number0048780321
DateFeb 6, 2020
Book Page004878/000321
Instrument9322
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,482 (+2.7%)$348,834 (-13.77%) Land $86,500 Building $262,334
2025$3,953.00 (+8.93%) Homeowner's exemption$211,764 (+5.99%)$404,544 (+1.76%) Land $86,500 Building $318,044
2024$3,629.00 (+1.37%)
2023$3,580.00 (+2.14%) Homeowner's exemption$199,802 (+3%)$397,562 (+10.2%) Land $81,760 Building $315,802
2022$3,505.00 Homeowner's exemption$193,983$360,749 Land $81,760 Building $278,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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