1137 Carmona Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1137 Carmona Pl, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,058 sqft · built 2010
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$224,000 (Aug 2010)
Tax Bill$4,037 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN028332-2500

Property Details

APN / Parcel Number

Primary APN028332-2500

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,058 sqft Living Area
Gross Area3,541 sqft
1st Floor Area1,502 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area227 sqft
Patio Area74 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1137 CARMONA PL
CitySAINT AUGUSTINE
StateFL
Zip32092-4790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description56/91-98 SEVILLA AT WORLD COMMERCE PHASE 2 LOT 250 OR3349/163
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSEVILLA AT WORLD COMMERCE PHASE 2
Legal Phase2
Legal Block2
Legal Lot Number250
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2002
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1137 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Apr 6, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2010 · Amount on Record
Deed SaleAug 30, 2010 · Amount on Record
Prior SaleDec 31, 2009 · Amount on Record
Deed Document Number201042402
Deed Book / Page3349 / 163
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1137 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 CARMONA PL, ST AUGUSTINE, FL 32092-4790

Mortgage

Document Number0052990358
DateJun 23, 2021
Book Page5299/358
Instrument2021070205
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJul 1, 2046

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1137 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790

Mortgage

Document Number0055311779
DateApr 6, 2022
Book Page5531/1779
Instrument2022035781
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,888 (+2.7%)$400,974 (-7.91%) Land $86,500 Building $314,474
2025$4,037.00 (+8.96%) Homeowner's exemption$218,002 (+2.9%)$435,402 (+3.58%) Land $86,500 Building $348,902
2024$3,705.00 (+1.37%) Homeowner's exemption$211,858 (+3%)$420,345 (-5.64%) Land $82,500 Building $337,845
2023$3,655.00 (+2.15%) Homeowner's exemption$205,687 (+3%)$445,451 (+7.62%) Land $81,760 Building $363,691
2022$3,578.00 Homeowner's exemption$199,696$413,902 Land $81,760 Building $332,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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