Montgomery County property record for 1144 Racker Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,758 sqft · built 2020 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Mar 2023) |
| Tax Bill | $3,286 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80M B 12.00 |
| Primary APN | 80M B 12.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Porch | Slab |
| Porch Area | 183 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1144 RACKER DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | GRATTON ESTATES |
| Legal Block | 1A |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 101805 |
1144 Racker Dr is owned by an individual who bought it in March 2023.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAPITAL |
| Mar 31, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 14, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| May 19, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on File |
| Deed Sale | Mar 31, 2023 · Amount on File |
| Prior Sale | Oct 14, 2022 · Amount on File |
| Deed Document Number | 20231418059 |
| Deed Book / Page | 2288 / 2861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Oct 5, 2026 |
| Property Address | 1144 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001561046 |
| Book / Page | 2510 / 977 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 20261561046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1144 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001561046, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 2510/977 |
| Instrument | 20261561046 |
| Name | MORTGAGE CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Mar 31, 2023 |
| Property Address | 1144 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 02288/2861 |
| Book / Page | 2288 / 2861 |
| Map Reference | MB J PG 371 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 1418059 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,147.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1144 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001418060 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 1418060 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Oct 14, 2022 |
| Property Address | 1144 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 02258/1841 |
| Book / Page | 2258 / 1841 |
| Map Reference | MB J PG 371 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 1401207 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,229.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | May 19, 2020 |
| Property Address | 1144 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001256209 |
| Book / Page | 001971 / 000199 |
| Instrument Date | May 14, 2020 |
| Instrument | 1256209 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $833.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1144 RACKER DR CLARKSVILLE TN 370432142, CLARKSVILLE, TN 37043-2142 |
| Document Number | 1256210 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 001971/000201 |
| Instrument | 1256210 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Number | 1256211, |
|---|---|
| Date | May 19, 2020 |
| Book Page | 001971/000220 |
| Instrument | 1256211 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | 502 DEADERICK ST, NASHVILLE, TN 37243-0200 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1144 Racker Dr was $3,286.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,286.00 | $76,250 | $305,000 Land $61,000 Building $244,000 |
| 2023 | $2,236.00 (+41.07%) | $53,000 (-) | |
| 2022 | $1,585.00 | $53,000 | $212,000 Land $45,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1144 Racker Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1144 Racker Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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