Montgomery County property record for 1140 Racker Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,582 sqft · built 2020 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,000 (Jun 2026) |
| Tax Bill | $3,482 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80M B 11.00 |
| Primary APN | 80M B 11.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Upper Floors Area | 882 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Porch | Slab |
| Porch Area | 214 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1140 RACKER DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | GRATTON ESTATES |
| Legal Block | 1A |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 101805 |
Source: Montgomery County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1140 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CTR |
| Jun 22, 2020 | Warranty Deed, Transfer FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2020 · Amount on Record |
| Deed Document Number | 20261546314 |
| Deed Book / Page | 2493 / 1762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jun 3, 2026 |
| Property Address | 1140 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001546314 |
| Book / Page | 2493 / 1762 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261546314 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116,968.10 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1140 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Investor | Possibly a Property Investor |
| Document Number | 0001546315, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20261546315 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0001546316, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 2493/1783 |
| Instrument | 20261546316 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 1140 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001261677 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1140 RACKER DR CLARKSVILLE TN 370432142, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001261677 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 001982/000038 |
| Instrument | 1261677 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jun 22, 2020 |
| Property Address | 1140 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001261676 |
| Book / Page | 001982 / 000036 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 1261676 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $762.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,482.00 (+2.14%) | $80,800 (-) | $323,200 (-) Land $61,000 Building $262,200 |
| 2024 | $3,409.00 (+68.1%) | $80,800 (+68.07%) | $323,200 (+68.07%) Land $61,000 Building $262,200 |
| 2023 | $2,028.00 (+41.13%) | $48,075 (-) | |
| 2022 | $1,437.00 | $48,075 | $192,300 Land $45,000 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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