11439 Red Rust Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 11439 Red Rust Ln, Charlotte, NC 28277

Property Summary

Property Type	Townhouse
Details	2 bd · 4 ba · 2,384 sqft · built 2018
Lot Size	0.084 acres (3,665 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Nov 2025)
Tax Bill	$4,144 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`229-174-03`

Property Details

APN / Parcel Number

Primary APN	`229-174-03`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,384 sqft Heated Area

Exterior

Year Built	Built 2018
Exterior Material	Brick
Lot Area	3,665 sqft (0.084 acres)

Location & Zoning

Street Address	11439 RED RUST LN
City	CHARLOTTE
State	NC
Zip	28277-4948
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L49 M62-468
Legal Subdivision	REA FARMS PH 1 MAP 1
Legal Lot Number	49
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3019
Census Tract	5845

Owner

11439 Red Rust Ln, a townhouse, is owned and occupied by an individual who bought it in November 2025.

Source: Mecklenburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	11439 RED RUST LN, CHARLOTTE, NC 28277-4948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Nov 26, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Aug 9, 2022 · Amount on File
Deed Document Number	2025117281
Deed Book / Page	40004 / 664
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 14, 2025
Property Address	11439 RED RUST LN, CHARLOTTE, NC 28277-4948
Document Number	0000117281
Book / Page	40004 / 664
Map Reference	MB 62 PG 468
Instrument Date	Nov 14, 2025
Instrument	2025117281
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 SOUTHERN CROSS LN, MATTHEWS, NC 28105-9162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11439 RED RUST LN, CHARLOTTE, NC 28277-4948

Mortgage

Document Number	0000117282
Date	Nov 14, 2025
Instrument	2025117282

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 9, 2022
Property Address	11439 RED RUST LN, CHARLOTTE, NC 28277-4948
Document Number	0000115319
Book / Page	37561 / 142
Map Reference	MB 62 PG 468
Instrument Date	Aug 9, 2022
Instrument	2022115319
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25190 FORTITUDE TER, CHANTILLY, VA 20152-6052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11439 RED RUST LN, CHARLOTTE, NC 28277-4948

Mortgage

Document Number	0000115320
Date	Aug 9, 2022
Instrument	2022115320

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11439 RED RUST LN, CHARLOTTE, NC 28277-4948
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180834
Date	Oct 29, 2020
Book Page	35248/277
Instrument	2020180834

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 26, 2019
Property Address	11439 RED RUST LN, CHARLOTTE, NC 28277-4948
Document Number	0000161514
Book / Page	34071 / 263
Map Reference	MB 62 PG 468 MAP 1
Instrument Date	Nov 25, 2019
Instrument	2019161514
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD STE 425, 6701, CHARLOTTE, NC 28226-0203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11439 RED RUST LN, CHARLOTTE, NC 28277-4948
Investor	Possibly a Property Investor

Mortgage

Document Number	0000161515
Date	Nov 26, 2019
Instrument	2019161515

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$547,400 Land $155,000 Building $392,400
2024	$4,144.00
2023			$547,400 Land $155,000 Building $392,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11439 Red Rust Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11439 Red Rust Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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