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11435 Red Rust Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 11435 Red Rust Ln, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,996 sqft · built 2019
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Sep 2025)
Tax Bill$5,258 (2024)
Deeds & MortgagesNov 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN229-174-02

Property Details

APN / Parcel Number

Primary APN229-174-02

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,996 sqft Living Area
Gross Area3,444 sqft
1st Floor Area1,390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialOther
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11435 RED RUST LN
CityCHARLOTTE
StateNC
Zip28277-4948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL50 M61-665
Legal SubdivisionREA FARMS
Legal Block4
Legal Lot Number50
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3019
Census Tract5845

Owner

Source: Mecklenburg County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11435 RED RUST LN, CHARLOTTE, NC 28277-4948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jan 31, 2020Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2025 · Amount on Record
Deed SaleSep 4, 2025 · Amount on Record
Prior SaleJan 31, 2020 · Amount on Record
Deed Document Number202589472
Deed Book / Page39835 / 637
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11435 RED RUST LN, CHARLOTTE, NC 28277-4948
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000213703
DateNov 9, 2021
Book Page36742/352
Instrument2021213703
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term341 Months
DueApr 1, 2050

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 31, 2020
Property Address11435 RED RUST LN, CHARLOTTE, NC 28277-4948
Document Number0000015099
Book / Page34252 / 169
Map ReferenceMB 61 PG 665
Instrument DateJan 31, 2020
Instrument2020015099
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6701 CARMEL RD STE 425, 6701, CHARLOTTE, NC 28226-0203

Transferred To (Grantee/Buyer)

NameVerified Name
Address11435 RED RUST LN, CHARLOTTE, NC 28277-4948

Mortgage

Document Number0000015100
DateJan 31, 2020
Instrument2020015100
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$687,900 Land $115,000 Building $572,900$687,900 Land $115,000 Building $572,900
2024$5,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Google Fiber.

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