Fort Bend County property record for 11431 Harmony Summit Trce, Richmond, TX 77406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,863 sqft · built 2020 |
| Lot Size | 0.139 acres (6,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,800 (Mar 2020) |
| Tax Bill | $5,673 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R485839 |
| Primary APN | R485839 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,863 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,863 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,039 sqft (0.139 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11431 HARMONY SUMMIT TRCE |
|---|---|
| City | RICHMOND |
| State | TX |
| Zip | 77406-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SENDERO TRACT SEC 7, BLOCK 4, LOT 25 |
| Legal Subdivision | SENDERO TRACT SEC 7 |
| Legal Block | 4 |
| Legal Lot Number | 25 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 673403 |
11431 Harmony Summit Trce is owned and occupied by two individuals who bought it in March 2020.
Source: Fort Bend County records, as of September 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11431 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 31, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage BENCHMARK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on File |
| Deed Sale | Mar 31, 2020 · Amount on File |
| Deed Document Number | 202037328 |
| Prior Transfer Date | Mar 30, 2020 |
| Prior Transfer Doc | 0000037328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 11431 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11431 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2802 |
| Document Number | 0000133107 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022133107 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Mar 31, 2020 |
| Property Address | 11431 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2802 |
| Document Number | 0000037328 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 37328 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11431 HARMONY SUMMIT TRCE RICHMOND TX 774062802, RICHMOND, TX 77406-2802 |
| Document Number | 37329 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 37329 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
The 2025 property tax bill for 11431 Harmony Summit Trce was $5,673, down 47.3% from the year before.
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Lamar Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,673.00 (-47.31%) | $340,656 (+0.22%) Land $97,500 Building $243,156 | $340,656 (+0.22%) Land $97,500 Building $243,156 |
| 2024 | $10,767.00 (+86.28%) | $339,912 (-1%) Land $97,500 Building $242,412 | $339,912 (-1%) Land $97,500 Building $242,412 |
| 2023 | $5,780.00 | $343,331 Land $75,000 Building $268,331 | $343,331 Land $75,000 Building $268,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11431 Harmony Summit Trce in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 231 policies |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11431 Harmony Summit Trce is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 132 serves 795 people · EPA ID TX0790566 |
|---|---|
| Water Source | Purchased surface water from FORT BEND COUNTY MUD 133 |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Hotwire Communications, Skynet.
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