Fort Bend County property record for 11426 Harmony Summit Trce, Richmond, TX 77406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,588 sqft · built 2019 |
| Lot Size | 0.133 acres (5,773 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,500 (Apr 2020) |
| Tax Bill | $7,930 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R485809 |
| Primary APN | R485809 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 2,037 sqft |
| 1st Floor Area | 1,588 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,773 sqft (0.133 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11426 HARMONY SUMMIT TRCE |
|---|---|
| City | RICHMOND |
| State | TX |
| Zip | 77406-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SENDERO TRACT SEC 7, BLOCK 2, LOT 22 |
| Legal Subdivision | SENDERO TRACT SEC 7 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 673403 |
11426 Harmony Summit Trce is owned and occupied by two individuals who bought it in April 2020.
Source: Fort Bend County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11426 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on File |
| Deed Sale | Apr 7, 2020 · Amount on File |
| Deed Document Number | 202040197 |
| Prior Transfer Date | Apr 6, 2020 |
| Prior Transfer Doc | 0000040197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 11426 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11426 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2802 |
| Document Number | 0000126216 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 2022126216 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 11426 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2802 |
| Document Number | 0000040198 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11426 HARMONY SUMMIT TRCE RICHMOND TX 774062802, RICHMOND, TX 77406-2802 |
| Document Number | 0000040198 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 40198 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2050 |
The 2025 property tax bill for 11426 Harmony Summit Trce was $7,930 with a homeowner's exemption, up 5.3% from the year before.
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Lamar Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,930.00 (+5.34%) Homeowner's exemption | $309,510 (+1%) Land $97,500 Building $224,735 | $322,235 (+1.56%) Land $97,500 Building $224,735 |
| 2024 | $7,528.00 (+38.79%) Homeowner's exemption | $281,373 (-12.66%) Land $97,500 Building $219,775 | $317,275 (-1.52%) Land $97,500 Building $219,775 |
| 2023 | $5,424.00 | $322,158 Land $75,000 Building $247,158 | $322,158 Land $75,000 Building $247,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11426 Harmony Summit Trce in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 231 policies |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11426 Harmony Summit Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 132 serves 795 people · EPA ID TX0790566 |
|---|---|
| Water Source | Purchased surface water from FORT BEND COUNTY MUD 133 |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Hotwire Communications, Skynet.
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