1143 Mona Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 1143 Mona Pl, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,722 sqft · built 1967
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (Sep 2009)
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-620-25-00`

Property Details

APN / Parcel Number

Primary APN	`492-620-25-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,722 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1143 MONA PL
City	EL CAJON
State	CA
Zip	92020-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 TR 005738
Legal Subdivision	BAART VILLAGE
Legal Tract	005738
Legal Block	2
Legal Lot Number	59
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15302

Owner

Source: San Diego County records · APN 492-620-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1143 MONA PL, EL CAJON, CA 92020-7237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Oct 06, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 20, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2009 · Amount on Record
Deed Sale	Sep 21, 2009 · Amount on Record
Prior Sale	Sep 04, 2002 · Amount on Record
Deed Document Number	2009523825
Prior Transfer Date	Jul 24, 2000
Prior Transfer Doc	0000388496
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1143 MONA PL, EL CAJON, CA 92020-7237
Transaction Type	Mortgage
Record Updated	Mar 01, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 MONA PL, EL CAJON, CA 92020-7237

Mortgage

Document Number	0000128778
Date	Feb 18, 2021
Instrument	2021-0128778

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1143 MONA PL, EL CAJON, CA 92020-7237
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 MONA PL, EL CAJON, CA 92020-7237

Mortgage

Document Number	0000600922
Date	Oct 06, 2020
Instrument	2020-0600922

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	May 01, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1143 MONA PL, EL CAJON, CA 92020-7237
Document Number	0000176321
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 MONA PL EL CAJON CA 920207237, EL CAJON, CA 92020-7237

Mortgage

Document Number	0000176321
Date	Apr 20, 2017
Instrument	176321

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$400,241 (+2%) Land $197,488 Building $202,753
2025	$5,614.00 (+6.83%) Homeowner's exemption	$392,394 (+4.04%) Land $193,616 Building $198,778
2023	$5,255.00 (-1.76%) Homeowner's exemption	$377,159 Land $186,099 Building $191,060
2022	$5,349.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730153022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983, rainfall accumulation, Coastal Storms, Floods, Slides & Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 547 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Wyyerd Group, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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