1128 Mona Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 1128 Mona Pl, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,722 sqft · built 1968
Lot Size0.142 acres (6,200 sqft)
Owner2 Individual Names on File
Last Sale$587,000 (Aug 2020)
Tax Bill$8,139 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN492-620-18-00

Property Details

APN / Parcel Number

Primary APN492-620-18-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area6,200 sqft (0.142 acres)
Lot Dimensions80 ft deep x 78 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1128 MONA PL
CityEL CAJON
StateCA
Zip92020-7238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 TR 005738
Legal SubdivisionBAART VILLAGE
Legal Tract005738
Legal Block2
Legal Lot Number43
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract15302

Owner

Source: San Diego County records · APN 492-620-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1128 MONA PL, EL CAJON, CA 92020-7238
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2020Grant Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
May 19, 2017Grant Deed, Transfer
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2020 · Amount on Record
Deed SaleAug 07, 2020 · Amount on Record
Prior SaleMay 19, 2017 · Amount on Record
Deed Document Number2020441616
Prior Transfer DateJun 21, 2006
Prior Transfer Doc0000460170
Record UpdatedSep 20, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 07, 2020
Property Address1128 MONA PL, EL CAJON, CA 92020-7238
Document Number0000441616
Map ReferenceMAP 5738
Instrument DateJul 20, 2020
Instrument2020-0441616
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1128 MONA PL, EL CAJON, CA 92020-7238

Mortgage

Document Number0000441617
DateAug 07, 2020
Instrument2020-0441617
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2017
Property Address1128 MONA PL, EL CAJON, CA 92020-7238
Document Number0000227010
Map ReferenceMAP5738
Instrument DateApr 29, 2017
Instrument2017-0227010
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1128 MONA PL, EL CAJON, CA 92020-7238

Mortgage

Document Number0000227011
DateMay 19, 2017
Instrument2017-0227011
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$648,089 (+2%) Land $231,434 Building $416,655
2025$8,139.00 (+3.35%)$635,383 (+4.04%) Land $226,897 Building $408,486
2023$7,875.00 (-0.01%)$610,713 Land $218,088 Building $392,625
2022$7,876.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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