11412 Central Dr E, Carmel, IN 46032 Property Records

Hamilton County property record for 11412 Central Dr E, Carmel, IN 46032 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,147 sqft · built 1967
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,603 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-13-02-206-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-02-206-003.000-018`
Alternative APN	`1713020206003000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,147 sqft Living Area
1st Floor Area	2,003 sqft
2nd Floor Area	2,584 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	189 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	1 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713020206003000
Street Address	11412 CENTRAL DR E
City	CARMEL
State	IN
Zip	46032-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 2, TOWNSHIP 17, RANGE 3, NORTHERN HEIGHTS, LOT 60, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	02
Legal Subdivision	CLAY NORTHERN HT
Legal Lot Number	60
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111006

Owner

Source: Hamilton County records · APN 29-13-02-206-003.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11412 CENTRAL DR E, CARMEL, IN 46032-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11412 CENTRAL DR E, CARMEL, IN 46032-4510
Transaction Type	Mortgage
Record Updated	Mar 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11412 CENTRAL DR E, CARMEL, IN 46032-4510

Mortgage

Document Number	0000004491
Date	Feb 13, 2023
Instrument	2023004491

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,000 (+11.14%) Land $80,400 Building $379,600	$460,000 (+11.14%) Land $80,400 Building $379,600
2024	$4,603.00 (+3.25%)	$413,900 (-0.17%) Land $80,400 Building $333,500	$413,900 (-0.17%) Land $80,400 Building $333,500
2023	$4,458.00 (-7.47%) Homeowner's exemption	$414,600 (-0.29%) Land $80,400 Building $334,200	$414,600 (-0.29%) Land $80,400 Building $334,200
2022	$4,818.00 Homeowner's exemption	$415,800 Land $59,200 Building $356,600	$415,800 Land $59,200 Building $356,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 5% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.