11406 Central Dr E, Carmel, IN 46032 Property Records

Hamilton County property record for 11406 Central Dr E, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,576 sqft · built 1968
Lot Size0.469 acres (20,473 sqft)
Owner2 Individual Names on Record
Tax Bill$2,117 (2024)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-02-206-006.000-018

Property Details

APN / Parcel Number

Primary APN29-13-02-206-006.000-018
Alternative APN
  • 1713020206006000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,576 sqft Living Area
1st Floor Area1,576 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,473 sqft (0.469 acres)
Lot Dimensions182 ft deep x 110 ft wide
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1713020206006000
Street Address11406 CENTRAL DR E
CityCARMEL
StateIN
Zip46032-4510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 2, TOWNSHIP 17, RANGE 3, NORTHERN HEIGHTS, LOT 57
Legal Range03
Legal Township17
Legal Section02
Legal SubdivisionNORTHERN HEIGHTS
Legal Lot Number57
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2010
Census Tract111006

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11406 CENTRAL DR E, CARMEL, IN 46032-4510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1999
Deed SaleDec 1, 1999
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address11406 CENTRAL DR E, CARMEL, IN 46032-4510
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018039774
DateAug 27, 2018
Instrument2018039774
Lender
NameFINANCIAL HEALTH FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
AmountAmount Recorded
Term180 Months
DueAug 8, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$236,400 (+10.06%) Land $81,600 Building $154,800$236,400 (+10.06%) Land $81,600 Building $154,800
2024$2,117.00 (+4.59%)$214,800 (-) Land $81,600 Building $133,200$214,800 (-) Land $81,600 Building $133,200
2023$2,024.00 (-2.46%)$214,800 (+6.65%) Land $81,600 Building $133,200$214,800 (+6.65%) Land $81,600 Building $133,200
2022$2,075.00$201,400 Land $60,100 Building $141,300$201,400 Land $60,100 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1986–2011)
Claims Outside the SFHA5 of 6
Most Recent ClaimJun 2011 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
On-Ramp Indiana
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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