1141 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 1141 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1979
Lot Size	0.153 acres (6,650 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (May 1998)
Tax Bill	$4,139 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-34-252-054`

Property Details

APN / Parcel Number

Primary APN	`15-34-252-054`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	6,650 sqft (0.153 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1141 WATSON ST
City	AURORA
State	IL
Zip	60505-5643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUCKS NEW ADDN : LOTS 34 & 35 BLOCK 3 : & PT VAC ALLEY
Legal Subdivision	LUCKS NEW ADDN
Legal Block	3
Legal Lot Number	34,35
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1024
Census Tract	854302

Owner

1141 Watson St is owned by two individuals who bought it in May 1998.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1147 WATSON ST, AURORA, IL 60505-5643
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 1998 · Amount on File
Deed Sale	May 19, 1998 · Amount on File
Deed Document Number	199843088
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1141 WATSON ST, AURORA, IL 60505-5643
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077263
Date	Dec 11, 2020
Instrument	2020K077263

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1141 WATSON ST, AURORA, IL 60505-5643
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 WATSON ST, AURORA, IL 60505-5643

Mortgage

Document Number	0000036712
Date	Jul 18, 2022
Instrument	2022K036712

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1141 Watson St was $4,139.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,139.00	$76,609 (+16.19%) Land $9,227 Building $67,382	$229,919 (+16.19%) Land $27,692 Building $202,227
2024		$65,937 Land $8,435 Building $57,502	$197,890 Land $25,315 Building $172,575
2022	$2,873.00 (+1.48%) Homeowner's exemption	$53,755 (+7.41%) Land $6,877 Building $46,878	$161,265 (+7.41%) Land $20,631 Building $140,634
2021	$2,831.00 Homeowner's exemption	$50,047 Land $6,403 Building $43,644	$150,141 Land $19,209 Building $130,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1141 Watson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	22 (1983–2014)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Nov 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1141 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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