1118 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 1118 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1936
Lot Size	0.155 acres (6,756 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2023)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`15-34-253-005`

Property Details

APN / Parcel Number

Primary APN	`15-34-253-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
Gross Area	1,236 sqft
1st Floor Area	876 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	6,756 sqft (0.155 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1118 WATSON ST
City	AURORA
State	IL
Zip	60505-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 8TH ADDN : PART LOT 5 & ALL LOT 6 BLK 22
Legal Subdivision	H H EVANS 8TH ADDN
Legal Block	22
Legal Lot Number	5,6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1018
Census Tract	854302

Owner

1118 Watson St is owned and occupied by an individual who bought it in September 2023.

Source: Kane County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1118 WATSON ST, AURORA, IL 60505-5644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · VA Mortgage BMO BANK NA
Sep 12, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 5, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Feb 5, 2020 · Amount on File
Deed Document Number	202331815
Prior Transfer Date	Sep 25, 1995
Prior Transfer Doc	0000058031
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1118 WATSON ST, AURORA, IL 60505-5644
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 WATSON ST, AURORA, IL 60505-5644

Mortgage

Document Number	0000008531
Date	Mar 15, 2024
Instrument	2024K008531

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 13, 2034

Interest

Rate Type	Adjustable Rate
Rate	10.5%
Change Frequency	4 Years

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 12, 2023
Property Address	1118 WATSON ST, AURORA, IL 60505-5644
Document Number	0000031815
Instrument Date	Aug 21, 2023
Instrument	2023K031815
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 BINDER ST, AURORA, IL 60505-5263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 WATSON ST, AURORA, IL 60505-5644

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 5, 2020
Property Address	1118 WATSON ST, AURORA, IL 60505-5644
Document Number	0000006669
Instrument Date	Jan 28, 2020
Instrument	6669
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$108.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BANGS ST AURORA IL 605054822, AURORA, IL 60505-4822

Tax Assessment & Valuation

The 2025 property tax bill for 1118 Watson St was $2,682 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00	$57,649 (+29.29%) Land $2,128 Building $55,521	$173,016 (+29.29%) Land $6,387 Building $166,630
2024		$44,589 Land $1,945 Building $42,644	$133,821 Land $5,837 Building $127,983
2022	$2,187.00 (+0.55%)	$36,351 (+7.41%) Land $1,586 Building $34,765	$109,053 (+7.41%) Land $4,758 Building $104,295
2021	$2,175.00	$33,844 Land $1,477 Building $32,367	$101,532 Land $4,431 Building $97,101

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1118 Watson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	660.5 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	22 (1983–2014)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Nov 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1118 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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