1141 Gerard St, Memphis, TN 38107 Property Records

Shelby County property record for 1141 Gerard St, Memphis, TN 38107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 2013
Lot Size	0.125 acres (5,450 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2023)
Tax Bill	$880 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-1051-0-0045`

Property Details

APN / Parcel Number

Primary APN	`02-1051-0-0045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Utility Area	32 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	5,450 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1141 GERARD ST
City	MEMPHIS
State	TN
Zip	38107-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	WS GERARD ST
Legal Subdivision	COLBY
Legal Lot Number	8
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	2
Census Block	2018
Census Tract	400

Owner

Source: Shelby County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1141 GERARD ST, MEMPHIS, TN 38107-2135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Feb 15, 2022	Warranty Deed, Transfer PREFERRED TITLE, PREFERRED TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	202379117
Prior Transfer Date	Feb 2, 2011
Prior Transfer Doc	0000012445
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 19, 2023
Property Address	1141 GERARD ST, MEMPHIS, TN 38107-2135
Document Number	0023079117
Map Reference	MB 5 PG 72
Instrument Date	Aug 31, 2023
Instrument	23079117
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	PREFERRED TITLE & ESCROW INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 GERARD ST, MEMPHIS, TN 38107-2135

Mortgage

Document Number	0023079118
Date	Sep 19, 2023
Instrument	23079118

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Mortgage

Document Number	0023079119
Date	Sep 19, 2023
Instrument	23079119

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1141 GERARD ST, MEMPHIS, TN 38107-2135
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022081790
Date	Jul 21, 2022
Instrument	22081790

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 5, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 15, 2022
Property Address	1141 GERARD ST, MEMPHIS, TN 38107-2135
Document Number	0022017191
Map Reference	MB 5 PG 72
Instrument Date	Feb 8, 2022
Instrument	22017191
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$118.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5700 PLEASANT HILL RD, OLIVE BRANCH, MS 38654-2355

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+6.54%)	$32,750 (+141.25%) Land $1,700 Building $31,050	$131,000 (+141.25%) Land $6,800 Building $124,200
2023		$13,575 Land $575 Building $13,000
2022	$826.00
2021			$54,300 Land $2,300 Building $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ting.

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