1127 Gerard St, Memphis, TN 38107 Property Records

Shelby County property record for 1127 Gerard St, Memphis, TN 38107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1983
Lot Size	0.125 acres (5,450 sqft)
Owner	Individual Name on Record
Last Sale	$24,000 (Dec 2022)
Tax Bill	$297 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-1051-0-0048`

Property Details

APN / Parcel Number

Primary APN	`02-1051-0-0048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,450 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1127 GERARD ST
City	MEMPHIS
State	TN
Zip	38107-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	WS GERARD ST
Legal Subdivision	COLBYS
Legal Lot Number	11
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	2
Census Block	2018
Census Tract	400

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3046 SAINT CLOUD PL, MEMPHIS, TN 38127-7331
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	2022138181
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Dec 29, 2022
Property Address	1127 GERARD ST, MEMPHIS, TN 38107-2135
Document Number	0022138181
Map Reference	MB 5 PG 72
Instrument Date	Dec 22, 2022
Instrument	22138181
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	NOT AVAILABLE, OMEGA T&E SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$88.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I3046 ST CLOUD PL, MEMPHIS, TN 38127

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00 (-33.85%)	$11,075 (+50.17%) Land $1,700 Building $9,375	$44,300 (+50.17%) Land $6,800 Building $37,500
2023		$7,375 Land $575 Building $6,800
2022	$449.00
2021			$29,500 Land $2,300 Building $27,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ting.

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