11406 Cold Spring Dr, Houston, TX 77043 Property Records

Harris County property record for 11406 Cold Spring Dr, Houston, TX 77043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,453 sqft · built 1967
Lot Size0.201 acres (8,760 sqft)
Owner2 Individual Names on Record
Last Sale$341,500 (Nov 2019)
Tax Bill$5,184 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN097-328-000-0049

Property Details

APN / Parcel Number

Primary APN097-328-000-0049

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,453 sqft Living Area
1st Floor Area2,453 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area8,760 sqft (0.201 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchOpen Frame Porch
Porch Area276 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0973280000049
Street Address11406 COLD SPRING DR
CityHOUSTON
StateTX
Zip77043-4603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 49 BLK 4 SHERWOOD OAKS SEC 2
Legal SubdivisionSHERWOOD OAKS SEC 2
Legal Block4
Legal Lot Number49
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2022
Census Tract543202

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18515 VINLAND DR, HOUSTON, TX 77058-4235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage
NATIONS RELIABLE LNDG
Nov 27, 2019Warranty Deed, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Deed Document Number2019527957
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address11406 COLD SPRING DR, HOUSTON, TX 77043-4603
Document Number0000439299
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11406 COLD SPRING DR HOUSTON TX 770434603, HOUSTON, TX 77043-4603

Mortgage

Document Number0000439299
DateSep 18, 2020
Instrument439299
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateNov 27, 2019
Property Address11406 COLD SPRING DR, HOUSTON, TX 77043-4603
Document Number0000527957
Instrument DateNov 26, 2019
Instrument527957
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO (HOUSTON)

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address11406 COLD SPRING DR HOUSTON TX 770434603, HOUSTON, TX 77043-4603

Mortgage

Document Number527958
DateNov 27, 2019
Instrument527958
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictSpring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,184.00 (+59.02%) Homeowner's exemption$380,942 (-3.8%) Land $196,574 Building $184,368$380,942 (-3.8%) Land $196,574 Building $184,368
2024$3,260.00 (+11.22%)
2023$396,000 Land $151,898 Building $244,102$396,000 Land $151,898 Building $244,102
2022$2,931.00 (-0.17%)
2020$2,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 132 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims12 (2016–2026)
Claims Outside the SFHA12 of 12
Most Recent ClaimMay 2026
Claims by Event
  • Hurricane Harvey, Aug 2017 · 6 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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