11403 Cold Spring Dr, Houston, TX 77043 Property Records

Harris County property record for 11403 Cold Spring Dr, Houston, TX 77043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,533 sqft · built 1968
Lot Size0.265 acres (11,532 sqft)
Owner2 Company Names on Record
Last Sale$585,200 (Feb 2026)
Tax Bill$9,507 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN097-328-000-0063

Property Details

APN / Parcel Number

Primary APN097-328-000-0063

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,533 sqft Living Area
1st Floor Area2,533 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area11,532 sqft (0.265 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area196 sqft
Patio Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0973280000063
Street Address11403 COLD SPRING DR
CityHOUSTON
StateTX
Zip77043-4603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 63 BLK 4 SHERWOOD OAKS SEC 2
Legal SubdivisionSHERWOOD OAKS SEC 2
Legal Block4
Legal Lot Number63
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1006
Census Tract543202

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address11403 COLD SPRING DR, HOUSTON, TX 77043-4603
Owner TypeCompany
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 11, 2026Vendor's Lien, Transfer
RIGHT START MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2026 · Amount on Record
Deed SaleFeb 11, 2026 · Amount on Record
Prior SaleApr 3, 2014 · Amount on Record
Deed Document Number202651789
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address11403 COLD SPRING DR, HOUSTON, TX 77043-4603
Transaction TypeMortgage
Record UpdatedFeb 20, 2026
Title CompanyTRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012423
DateJan 7, 2022
Instrument2022-12423
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

February 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateFeb 11, 2026
Property Address11403 COLD SPRING DR, HOUSTON, TX 77043-4603
Document Number0000051789
Map ReferenceVOL 119 PG 13
Instrument DateFeb 11, 2026
Instrument2026-51789
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyTITLE HOUSTON HOLDINGS LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11403 COLD SPRING DR, HOUSTON, TX 77043-4603

Mortgage

DateFeb 11, 2026
Lender
NameRIGHT START MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictSpring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,507.00 (+10.16%)$437,897 (+2.55%) Land $225,852 Building $212,045$437,897 (+2.55%) Land $225,852 Building $212,045
2024$8,630.00 (+91.69%)
2023$427,026 Land $174,522 Building $252,504$427,026 Land $174,522 Building $252,504
2022$4,502.00 (+15.26%)
2020$3,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims22 (2009–2017)
Claims Outside the SFHA22 of 22
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 11 claims
  • Severe Storms And Flooding, Apr 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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