11402 Elgin Blvd, Spring Hill, FL 34608 Property Records

Hernando County property record for 11402 Elgin Blvd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,585 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$514 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5180-1212-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5180-1212-0160`
Alternative APNs	`00670937` `670937`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
1st Floor Area	1,585 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00670937
Street Address	11402 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34608-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 BLK 1212 LOT 16
Legal Range	18E
Legal Township	23S
Legal Section	05
Legal Subdivision	SPRING HILL UNIT 18
Legal Block	1212
Legal Lot Number	16
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41004

Owner

11402 Elgin Blvd is owned and occupied by an individual who acquired it in July 1989.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5363, SPRING HILL, FL 34611-5363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1989
Deed Sale	Jul 1, 1989
Deed Document Number	0000766979
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 29, 2026
Property Address	11402 ELGIN BLVD, SPRING HILL, FL 34608-2117
Document Number	0000036444
Book / Page	4715 / 1425
Instrument Date	May 15, 2026
Instrument	202636444
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036444,
Date	May 29, 2026
Book Page	4715/1425
Instrument	202636444

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 17, 2051

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 11402 Elgin Blvd was $514 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$514.00 Additional exemption filed	$75,174	$208,414 Land $37,500 Building $170,914
2023		$70,927 (+3%) Land $70,927
2022	$512.00 Homeowner's exemption	$68,861	$200,027 Land $29,000 Building $171,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11402 Elgin Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11402 Elgin Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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