11394 Elgin Blvd, Spring Hill, FL 34608 Property Records

Hernando County property record for 11394 Elgin Blvd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,752 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Jan 2019)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5180-1212-0150`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5180-1212-0150`
Alternative APNs	`00670928` `670928`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00670928
Street Address	11394 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34608-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 BLK 1212 LOT 15
Legal Range	18E
Legal Township	23S
Legal Section	05
Legal Subdivision	SPRING HILL UNIT 18
Legal Block	1212
Legal Lot Number	15
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41004

Owner

11394 Elgin Blvd is owned and occupied by an individual who bought it in January 2019.

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11394 ELGIN BLVD, SPRING HILL, FL 34608-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Warranty Deed, Transfer SUNCOAST CU
Jun 23, 2017	Warranty Deed, Transfer · Conventional with PMI WARD & DARCY MORGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Document Number	2019001115
Deed Book / Page	3659 / 0703
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 7, 2019
Property Address	11394 ELGIN BLVD, SPRING HILL, FL 34608-2115
Document Number	0036590703
Book / Page	003659 / 000703
Instrument Date	Jan 3, 2019
Instrument	1115
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11394 ELGIN BLVD SPRING HILL FL 346082115, SPRING HILL, FL 34608-2115

Mortgage

Document Number	36590704
Date	Jan 7, 2019
Book Page	003659/000704
Instrument	1116

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 23, 2017
Property Address	11394 ELGIN BLVD, SPRING HILL, FL 34608-2115
Document Number	0034810960
Book / Page	003481 / 000960
Instrument Date	Jun 15, 2017
Instrument	35678
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11394 ELGIN BLVD SPRING HILL FL 346082115, SPRING HILL, FL 34608-2115

Mortgage

Document Number	34810961
Date	Jun 23, 2017
Book Page	003481/000961
Instrument	35679

Lender

Name	WARD & DARCY MORGAN
Address	1768 LAGO VISTA BLVD, PALM HARBOR, FL 34685-3330

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 11394 Elgin Blvd was $1,709 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 Additional exemption filed	$159,149	$244,448 Land $37,500 Building $206,948
2023		$150,159 (+3%) Land $150,159
2022	$1,679.00 Homeowner's exemption	$145,785	$235,235 Land $29,000 Building $206,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11394 Elgin Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11394 Elgin Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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