1140 W Diamond Shore Loop, #48, Hernando, FL 34442 Property Records

Citrus County property record for 1140 W Diamond Shore Loop, #48, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,915 sqft · built 2006
Lot Size	0.226 acres (9,849 sqft)
Owner	2 Company Names on Record
Last Sale	$372,500 (Apr 2024)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Apr 2024 Sale Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0210-000B0-0480`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0210-000B0-0480`
Alternative APNs	`2518S18E0210000B00480` `3261111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,915 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	1,915 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	9,849 sqft (0.226 acres)
Lot Dimensions	157 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	6 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	266 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3261111
Street Address	1140 W DIAMOND SHORE LOOP, 48
City	HERNANDO
State	FL
Zip	34442-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	WOODVIEW VILLAS III PB 17 PG 70 LOT 48 BLK B
Legal Range	18E
Legal Township	18S
Legal Section	23
Legal Subdivision	WOODVIEW VILLAS III
Legal Block	B
Legal Lot Number	48
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1003
Census Tract	450703

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1140 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer INCOMPASS TITLE LLC, COMPASS TITLE LLC
Apr 20, 2022	Intrafamily Transfer, Transfer
Mar 9, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 9, 2022	Special Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	202425032
Deed Book / Page	3463 / 2342
Prior Transfer Date	Apr 20, 2022
Prior Transfer Doc	0032751412
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 30, 2024
Property Address	1140 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224
Document Number	0034632342
Book / Page	3463 / 2342
Map Reference	MB 17 PG 70
Instrument Date	Apr 23, 2024
Instrument	2024025032
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	INCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,607.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1140 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Apr 20, 2022
Property Address	1140 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224
Document Number	0032751412
Book / Page	3275 / 1412
Map Reference	MB 17 PG 70
Instrument Date	Apr 20, 2022
Instrument	2022027999
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 W DIAMOND SHORE LOOP, 1140, HERNANDO, FL 34442-6224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 W DIAMOND SHORE LOOP, HERNANDO, FL 34442

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 9, 2022
Property Address	1140 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224
Document Number	0032610993
Book / Page	3261 / 993
Map Reference	MB 17 PG 70
Instrument Date	Mar 4, 2022
Instrument	2022016785
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,576.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2707 N 118TH ST, 2707, OMAHA, NE 68164-9672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 9, 2022
Property Address	1140 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224
Document Number	0032610995
Book / Page	3261 / 995
Map Reference	MB 17 PG 70
Instrument Date	Mar 4, 2022
Instrument	2022016786
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,576.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2707 N 48TH ST, 2707, OMAHA, NE 68104-4464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 W DIAMOND SHORE LOOP # 48, 48, HERNANDO, FL 34442-6224

Mortgage

Document Number	0003261998
Date	Mar 9, 2022
Instrument	3261/998

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 25, 2021
Property Address	1140 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224
Document Number	0032181651
Book / Page	3218 / 1651
Map Reference	MB 17 PG 70&71
Instrument Date	Sep 28, 2021
Instrument	2021073760
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12131 NW 4TH TER, 12131, MIAMI, FL 33182-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224

Mortgage

Document Number	0032181653
Date	Oct 25, 2021
Instrument	3218/1653

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00 (-43.63%)	$182,502 (-45.38%)	$297,582 (-10.93%) Land $22,140 Building $275,442
2024	$4,032.00 (+4.35%) Homeowner's exemption Additional exemption filed	$334,117 (+13.28%) Land $22,140 Building $311,977	$334,117 (+13.28%) Land $22,140 Building $311,977
2023	$3,864.00 (+6.74%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$294,948 (+22.09%) Land $22,140 Building $272,808	$294,948 (+22.09%) Land $22,140 Building $272,808
2022	$3,620.00 Additional exemption filed	$241,582 Land $22,140 Building $219,442	$241,582 Land $22,140 Building $219,442

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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