1126 W Diamond Shore Loop, #46, Hernando, FL 34442 Property Records

Citrus County property record for 1126 W Diamond Shore Loop, #46, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,846 sqft · built 2006
Lot Size0.442 acres (19,235 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Aug 2024)
Tax Bill$27 (2025)
Deeds & MortgagesAug 2026 Sale
Mar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN18E-18S-25-0210-000B0-0460

Property Details

APN / Parcel Number

Primary APN18E-18S-25-0210-000B0-0460
Alternative APNs
  • 2518S18E0210000B00460
  • 3261095

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,945 sqft
1st Floor Area1,846 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeHip
Roof MaterialConcrete
Lot Area19,235 sqft (0.442 acres)
Lot Dimensions193 ft deep x 30 ft wide
Garage TypeAttached
Garage Area1,099 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area220 sqft
PorchSlab
Porch Area336 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3261095
Street Address1126 W DIAMOND SHORE LOOP, 46
CityHERNANDO
StateFL
Zip34442-6224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionWOODVIEW VILLAS III PB 17 PG 70 LOT 46 BLK B
Legal Range18E
Legal Township18S
Legal Section23
Legal SubdivisionWOODVIEW VILLAS III
Legal BlockB
Legal Lot Number46
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1003
Census Tract450703

Owner

Source: Citrus County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1126 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 10, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleMar 29, 2012 · Amount on Record
Deed Document Number202451333
Deed Book / Page3496 / 863
Last Transfer DateAug 28, 2026
Transfer Doc0000052028
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 28, 2026
Property Address1126 W DIAMOND SHORE LOOP, 46, HERNANDO, FL 34442-6224
Document Number0000052028
Book / Page3702 / 1333
Instrument DateAug 28, 2026
Instrument202652028
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1126 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6224

Mortgage

Document Number0036491685
DateMar 10, 2026
Book Page3649/1685
Instrument2026013654
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 (-99.2%)$207,987 (-47.03%)$353,791 (-9.89%) Land $28,470 Building $325,321
2024$3,367.00 (+2.43%) Homeowner's exemption Additional exemption filed$392,632 (+12.98%) Land $28,470 Building $364,162$392,632 (+12.98%) Land $28,470 Building $364,162
2023$3,287.00 (+6.93%) Homeowner's exemption Additional exemption filed$347,537 (+20.24%) Land $28,470 Building $319,067$347,537 (+20.24%) Land $28,470 Building $319,067
2022$3,074.00 Homeowner's exemption Additional exemption filed$289,040 Land $28,470 Building $260,570$289,040 Land $28,470 Building $260,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

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