1140 Sutter Ln, San Marcos, CA 92069 Property Records

San Diego County property record for 1140 Sutter Ln, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1984
Lot Size	0.271 acres (11,794 sqft)
Owner	Company Name on Record
Tax Bill	$5,659 (2025)
Deeds & Mortgages	Apr 2020 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-052-41-00`

Property Details

APN / Parcel Number

Primary APN	`226-052-41-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	11,794 sqft (0.271 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1140 SUTTER LN
City	SAN MARCOS
State	CA
Zip	92069-3173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 4 TR 010761
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	010761
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	20025

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1140 SUTTER LN, SAN MARCOS, CA 92069-3173
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Quit Claim Deed, Transfer OTHER
Apr 6, 2020	Quit Claim Deed, Transfer · VA Mortgage AMERICAN FINANCING
May 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020
Deed Sale	Apr 6, 2020
Prior Sale	Jul 15, 2013 · Amount on Record
Deed Document Number	2020174958
Prior Transfer Date	Mar 31, 2020
Prior Transfer Doc	0000174958
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2020
Property Address	1140 SUTTER LN, SAN MARCOS, CA 92069-3173
Document Number	0000174960
Instrument Date	Mar 31, 2020
Instrument	174960
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1140 SUTTER LN SAN MARCOS CA 920693173, SAN MARCOS, CA 92069-3173

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2020
Property Address	1140 SUTTER LN, SAN MARCOS, CA 92069-3173
Document Number	0000174958
Instrument Date	Mar 31, 2020
Instrument	174958
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1140 SUTTER LN SAN MARCOS CA 920693173, SAN MARCOS, CA 92069-3173

Mortgage

Document Number	174959
Date	Apr 6, 2020
Instrument	174959

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2045

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2018
Property Address	1140 SUTTER LN, SAN MARCOS, CA 92069-3173
Document Number	0000192578
Instrument Date	May 11, 2018
Instrument	192578
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1140 SUTTER LN SAN MARCOS CA 920693173, SAN MARCOS, CA 92069-3173

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$505,645 (+2%) Land $184,425 Building $321,220
2025	$5,659.00 (+7.57%) Homeowner's exemption	$495,731 (+4.04%) Land $180,809 Building $314,922
2023	$5,261.00 (+1.39%) Homeowner's exemption	$476,484 Land $173,789 Building $302,695
2022	$5,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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