1120 Sutter Ln, San Marcos, CA 92069 Property Records

San Diego County property record for 1120 Sutter Ln, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,734 sqft · built 1984
Lot Size	0.265 acres (11,528 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Apr 2003)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`226-052-39-00`

Property Details

APN / Parcel Number

Primary APN	`226-052-39-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	11,528 sqft (0.265 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1120 SUTTER LN
City	SAN MARCOS
State	CA
Zip	92069-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 2 TR 010761
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	010761
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	20025

Owner

Source: San Diego County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 SUTTER LN, SAN MARCOS, CA 92069-3172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2003 · Amount on Record
Deed Sale	Apr 15, 2003 · Amount on Record
Prior Sale	Dec 20, 1993 · Amount on Record
Deed Document Number	2003434906
Last Transfer Date	Apr 16, 2012
Transfer Doc	0000234465
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1120 SUTTER LN, SAN MARCOS, CA 92069-3172
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 SLITTER LN, SAN MARCOS, CA 92069

Mortgage

Document Number	0000137760
Date	May 25, 2023
Instrument	2023-0137760

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1120 SUTTER LN, SAN MARCOS, CA 92069-3172
Document Number	0000078140
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 SUTTER LN SAN MARCOS CA 920693172, SAN MARCOS, CA 92069-3172

Mortgage

Document Number	0000078140
Date	Feb 16, 2017
Instrument	78140

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,922 (+2%) Land $104,000 Building $243,922
2025	$3,892.00 (+7.54%) Homeowner's exemption	$341,101 (+4.04%) Land $101,961 Building $239,140
2023	$3,619.00 (+1.4%) Homeowner's exemption	$327,856 Land $98,002 Building $229,854
2022	$3,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Sutter Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures