1140 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 1140 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1955
Lot Size1.82 acres (79,628 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Dec 2011)
Tax Bill$1,980 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN080-372-11

Property Details

APN / Parcel Number

Primary APN080-372-11
Alternative APN
  • 080-372-11-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,452 sqft Living Area
Gross Area1,892 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeWood
Roof MaterialOther
Lot Area79,628 sqft
TerrainSteep
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1140 PINE FLAT RD
CitySANTA CRUZ
StateCA
Zip95060-9752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group1
Census Block1005
Census Tract120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1140 PINE FLAT RD, SANTA CRUZ, CA 95060-9752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2011 · Amount on Record
Deed SaleDec 30, 2011 · Amount on Record
Deed Document Number201155010
Prior Transfer DateJan 16, 1997
Prior Transfer Doc0000003112
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1140 PINE FLAT RD, SANTA CRUZ, CA 95060-9752
Transaction TypeMortgage
Record UpdatedJan 11, 2024
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 CRISSARA DR, WATSONVILLE, CA 95076-6502

Mortgage

Document Number0000024994
DateDec 27, 2023
Instrument2023-0024994
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,006 (+2%) Land $34,853 Building $56,153
2025$1,980.00 (+12.76%)$89,222 (+4.04%) Land $34,170 Building $55,052
2023$1,756.00 (+2.63%)$85,757 Land $32,843 Building $52,914$492,210
2022$1,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1995–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

No cell data coverage reported

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