Santa Cruz County property record for 1092 Pine Flat Rd, Santa Cruz, CA 95060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1963 |
| Lot Size | 8.83 acres (384,940 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Mar 2018) |
| Tax Bill | $4,984 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-372-16 |
| Primary APN | 080-372-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 384,940 sqft |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1092 PINE FLAT RD |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WEST SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 120200 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1092 PINE FLAT RD, SANTA CRUZ, CA 95060-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Apr 3, 2017 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on Record |
| Deed Sale | Mar 26, 2018 · Amount on Record |
| Deed Document Number | 20188912 |
| Prior Transfer Date | Aug 24, 2001 |
| Prior Transfer Doc | 0000055027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1092 PINE FLAT RD, SANTA CRUZ, CA 95060-9752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000014045 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-0014045 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 3, 2017 |
| Property Address | 1092 PINE FLAT RD, SANTA CRUZ, CA 95060-9752 |
| Document Number | 0000010960 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 10960 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2481 VERNA CT SAN LEANDRO CA 945774222, SAN LEANDRO, CA 94577-4222 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Bonny Doon Union Elementary School District (KG - 06) |
| Secondary School District | Santa Cruz City High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,419 (+2%) Land $179,234 Building $191,185 | ||
| 2025 | $4,984.00 (+10.36%) Homeowner's exemption | $363,156 (+4.04%) Land $175,720 Building $187,436 | |
| 2023 | $4,516.00 (+1.99%) Homeowner's exemption | $349,055 Land $168,897 Building $180,158 | $856,440 |
| 2022 | $4,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1995–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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