1140 Penland Rd, Covington, GA 30014 Property Records

Walton County property record for 1140 Penland Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,105 sqft · built 1997
Lot Size	4.86 acres (211,702 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Apr 2019)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0790-128`

Property Details

APN / Parcel Number

Primary APN	`C0790-128`
Alternative APN	`6989`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,105 sqft Heated Area
1st Floor Area	2,105 sqft
Basement Area	2,105 sqft
Unfinished Basement	2,105 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,702 sqft (4.86 acres)
Terrain	Rolling
Garage Area	1,392 sqft

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Deck Area	288 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6989
Street Address	1140 PENLAND RD
City	COVINGTON
State	GA
Zip	30014-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	4.86AC
Legal Subdivision	SURVEY PREPARED CYDNIE T BAILE
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	3
Census Block	3001
Census Tract	110602

Owner

Source: Walton County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1140 PENLAND RD, COVINGTON, GA 30014-8514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 12, 2019	Grant Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Sep 7, 2007 · Amount on Record
Deed Document Number	20191182
Deed Book / Page	4366 / 129
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1140 PENLAND RD, COVINGTON, GA 30014-8514
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 PENLAND RD, COVINGTON, GA 30014-8514

Mortgage

Document Number	0054570000000090
Date	Apr 3, 2024
Book Page	0000005457/0000000090

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Apr 12, 2019
Property Address	1140 PENLAND RD, COVINGTON, GA 30014-8514
Document Number	0043660129
Book / Page	004366 / 000129
Instrument Date	Apr 10, 2019
Instrument	3897
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 PENLAND RD COVINGTON GA 300148514, COVINGTON, GA 30014-8514

Mortgage

Document Number	43660130
Date	Apr 12, 2019
Book Page	004366/000130
Instrument	3898

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,772.00 (+2.25%)	$188,600 (+1.33%) Land $44,240 Building $144,360	$471,500 (+1.33%) Land $110,600 Building $360,900
2023	$5,645.00 (+5.04%)	$186,120 (+15.8%) Land $57,680 Building $128,440	$465,300 (+15.8%) Land $144,200 Building $321,100
2022	$5,374.00	$160,720 Land $53,000 Building $107,720	$401,800 Land $132,500 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Penland Rd

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