1060 Penland Rd, Covington, GA 30014 Property Records

Walton County property record for 1060 Penland Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,004 sqft · built 2019
Lot Size	5.86 acres (255,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (Sep 2015)
Tax Bill	$4,803 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C0790-129`

Property Details

APN / Parcel Number

Primary APN	`C0790-129`
Alternative APN	`6992`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,004 sqft Heated Area
1st Floor Area	2,004 sqft
Basement Area	2,004 sqft
Unfinished Basement	2,004 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	255,697 sqft (5.86 acres)
Terrain	Rolling
Garage Area	781 sqft
Porch	Open Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6992
Street Address	1060 PENLAND RD
City	COVINGTON
State	GA
Zip	30014-8558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	#3B LAURENS RIDGE 5.87AC
Legal Subdivision	LAURENS RIDGE
Legal Lot Number	3B
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	3
Census Block	3001
Census Tract	110602

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1060 PENLAND RD, COVINGTON, GA 30014-8558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Nov 7, 2019	Deed of Trust, Mortgage UNITED BK
Apr 1, 2019	Trustee's Deed, Construction Loan · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2015 · Amount on Record
Deed Sale	Sep 28, 2015 · Amount on Record
Prior Sale	Feb 9, 2010 · Amount on Record
Deed Document Number	0003826404
Deed Book / Page	3826 / 404
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1060 PENLAND RD, COVINGTON, GA 30014-8558
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 PENLAND RD, COVINGTON, GA 30014-8558

Mortgage

Document Number	0049930000000320
Date	Oct 19, 2021
Book Page	0000004993/0000000320
Instrument	2021019388

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1060 PENLAND RD, COVINGTON, GA 30014-8558
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 PENLAND RD, COVINGTON, GA 30014-8558

Mortgage

Document Number	0049960000000465
Date	Oct 22, 2021
Book Page	0000004996/0000000465
Instrument	2021019651

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1060 PENLAND RD, COVINGTON, GA 30014-8558
Document Number	0044820462
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 PENLAND RD COVINGTON GA 30014, COVINGTON, GA 30014

Mortgage

Document Number	0044820462
Date	Nov 7, 2019
Book Page	004482/000462
Instrument	13837

Lender

Name	UNITED BK
Type	Bank
Address	GRIFFIN, GA 30224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALTON GA
Recording Date	Apr 1, 2019
Property Address	1060 PENLAND RD, COVINGTON, GA 30014-8558
Document Number	0043600057
Book / Page	004360 / 000057
Instrument Date	Mar 21, 2019
Instrument	3370
Transaction Type	Construction Loan
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 PENLAND RD COVINGTON GA 30014, COVINGTON, GA 30014

Mortgage

Document Number	43600057
Date	Apr 1, 2019
Book Page	004360/000057
Instrument	3370

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 31, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,803.00 (+2.39%) Homeowner's exemption	$188,760 (+6.48%) Land $52,480 Building $136,280	$471,900 (+6.48%) Land $131,200 Building $340,700
2023	$4,691.00 (-12.5%) Homeowner's exemption	$177,280 (+10.58%) Land $49,760 Building $127,520	$443,200 (+10.58%) Land $124,400 Building $318,800
2022	$5,361.00 Homeowner's exemption	$160,320 Land $44,880 Building $115,440	$400,800 Land $112,200 Building $288,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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