1140 Large Oak Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 1140 Large Oak Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 2,732 sqft · built 1982
Lot Size	5.13 acres (223,463 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Sep 2019)
Tax Bill	$9,188 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-140-018-000`

Property Details

APN / Parcel Number

Primary APN	`105-140-018-000`
Alternative APNs	`10514018100` `1051401810`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,732 sqft Living Area
1st Floor Area	2,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	223,463 sqft
Terrain	Rolling
View / Lot	Waterfront
Garage Area	1,008 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	1140 LARGE OAK DR
City	PLACERVILLE
State	CA
Zip	95667-9413
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 12/24/1
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1014
Census Tract	30901

Owner

1140 Large Oak Dr, a rural home, is owned and occupied by two individuals who bought it in September 2019.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · SBA Mortgage FOUNTAINHEAD SBF LLC
Dec 27, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 6, 2019	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Deed Document Number	201937143
Prior Transfer Date	Feb 19, 1997
Prior Transfer Doc	0000009526
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413

Mortgage

Document Number	0000032881
Date	Aug 8, 2022
Instrument	2022-0032881

Lender

Name	FOUNTAINHEAD SBF LLC
Type	Non-Lending Institution
Address	LAKE MARY, FL 32746

Agreement

Type	SBA Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413

Mortgage

Document Number	0000077990
Date	Dec 27, 2021
Instrument	2021-0077990

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413

Mortgage

Document Number	0000061887
Date	Oct 30, 2020
Instrument	2020-0061887

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 6, 2019
Property Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Document Number	0000037143
Map Reference	MB 12 PG 24
Instrument Date	Aug 28, 2019
Instrument	2019-0037143
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1140 LARGE OAK DR, PLACERVILLE, CA 95667-9413

Mortgage

Document Number	0000037144
Date	Sep 6, 2019
Instrument	2019-0037144

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1140 Large Oak Dr was $9,188 with a veteran's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,428 (+15.9%) Land $195,213 Building $451,215
2025	$9,188.00 Disabled Person's exemption Veteran's exemption	$557,754 Land $191,386 Building $366,368
2023	$9,103.00 (-14.25%) Homeowner's exemption	$536,098 Land $183,955 Building $352,143
2022	$10,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1140 Large Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 Large Oak Dr is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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