1131 Large Oak Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 1131 Large Oak Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,240 sqft · built 1982
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Last Sale	$530,000 (May 2016)
Tax Bill	$6,852 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-140-024-000`

Property Details

APN / Parcel Number

Primary APN	`105-140-024-000`
Alternative APNs	`10514024100` `1051402410`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Combination
View / Lot	Average
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,240 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	1131 LARGE OAK DR
City	PLACERVILLE
State	CA
Zip	95667-9413
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 18/35/4
Legal Subdivision	AS SHOWN ON THAT CERTAIN PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1014
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1131 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit TRADITIONAL MORTGAGE ACCEPTANCE CORP
Aug 17, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Aug 18, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Prior Sale	Oct 4, 2002 · Amount on Record
Deed Document Number	201623433
Last Transfer Date	Nov 13, 2024
Transfer Doc	0000034103
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1131 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 LARGE OAK DR, PLACERVILLE, CA 95667-9413

Mortgage

Document Number	0000055290
Date	Aug 26, 2021
Instrument	2021-0055290

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1131 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042360
Date	Aug 17, 2020
Instrument	2020-0042360

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.43%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1131 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Document Number	0000042361
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 LARGE OAK DR PLACERVILLE CA 956679413, PLACERVILLE, CA 95667-9413

Mortgage

Document Number	0000042361
Date	Aug 17, 2020
Instrument	42361

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2.43%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 18, 2017
Property Address	1131 LARGE OAK DR, PLACERVILLE, CA 95667-9413
Document Number	0000034757
Instrument Date	Aug 2, 2017
Instrument	34757
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1131 LARGE OAK DR PLACERVILLE CA 956679413, PLACERVILLE, CA 95667-9413

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,953 (+2%) Land $181,117 Building $458,836
2025	$6,852.00 (+1.99%)	$627,406 (+4.04%) Land $177,566 Building $449,840
2024	$6,718.00 (+1.96%)
2023	$6,589.00 (+1.43%) Homeowner's exemption	$603,045 Land $170,672 Building $432,373
2022	$6,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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