1140 Crystal Downs Dr, Chula Vista, CA 91915 Property Records

San Diego County property record for 1140 Crystal Downs Dr, Chula Vista, CA 91915

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 1994
Lot Size	0.122 acres (5,304 sqft)
Owner	2 Company Names on Record
Last Sale	$590,000 (Jul 2015)
Tax Bill	$8,171 (2025)
Deeds & Mortgages	Dec 2025 Transfer May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`595-331-52-00`

Property Details

APN / Parcel Number

Primary APN	`595-331-52-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	5,304 sqft (0.122 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1140 CRYSTAL DOWNS DR
City	CHULA VISTA
State	CA
Zip	91915-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC4RS7
Legal Description	LOT 67 TR 012703
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012703
Legal Block	2
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13315

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Intrafamily Transfer, Transfer
May 3, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2015 · Amount on Record
Deed Sale	Jul 27, 2015 · Amount on Record
Prior Sale	Dec 23, 2011 · Amount on Record
Deed Document Number	2015394919
Prior Transfer Date	Mar 17, 2009
Prior Transfer Doc	0000134452
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2025
Property Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Document Number	0000346311
Map Reference	MAP 12703
Instrument Date	Sep 9, 2025
Instrument	2025-0346311
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223

Mortgage

Document Number	0000111524
Date	May 3, 2024
Instrument	2024-0111524

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223

Mortgage

Document Number	0000044037
Date	Jan 21, 2021
Instrument	2021-0044037

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000469288
Date	Oct 17, 2019
Instrument	2019-0469288

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1140 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Document Number	0000137911
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1140 CRYSTAL DOWNS DR CHULA VISTA CA 919151223, CHULA VISTA, CA 91915-1223

Mortgage

Document Number	0000137911
Date	Apr 16, 2019
Instrument	137911

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,279 (+2%) Land $276,403 Building $435,876
2025	$8,171.00 (+5.42%) Homeowner's exemption	$698,314 (+4.04%) Land $270,984 Building $427,330
2023	$7,751.00 (+2.89%) Homeowner's exemption	$671,199 Land $260,462 Building $410,737
2022	$7,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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