1140 Clay St, Gary, IN 46403 Property Records

Lake County property record for 1140 Clay St, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 777 sqft · built 1950
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on File
Tax Bill	$1,016 (2024)
Deeds & Mortgages	Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-25-41-0272-0014`

Property Details

APN / Parcel Number

Primary APN	`001-25-41-0272-0014`
Alternative APNs	`45-08-12-229-033.000-004` `254102720014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	777 sqft Living Area
Attic	Attic
Attic Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1950
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-41-0272-0014
Old Parcel Number	254102720014
Street Address	1140 CLAY ST
City	GARY
State	IN
Zip	46403-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AETNA MANOR 2ND SUB. ALL L.14 BL.8
Legal Subdivision	AETNA MANOR 2ND SUB
Legal Block	8
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2007
Census Tract	11500

Owner

1140 Clay St is owned by an individual who acquired it in November 2019.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	426 HAMLIN ST, GARY, IN 46406-1341
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019
Deed Sale	Nov 1, 2019
Prior Sale	Jul 29, 2011 · Amount on File
Deed Document Number	2019 075383
Record Updated	Jun 8, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Nov 1, 2019
Property Address	1140 CLAY ST, GARY, IN 46403-3755
Document Number	0000075383
Instrument Date	Jul 16, 2019
Instrument	75383
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 HAMLIN ST GARY IN 464061341, GARY, IN 46406-1341

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,500 Land $8,200 Building $25,300	$33,500 Land $8,200 Building $25,300
2024	$1,016.00
2023		$29,600 (-60.69%) Land $8,200 Building $21,400	$29,600 (-60.69%) Land $8,200 Building $21,400
2022	$5,277.00	$75,300 Land $5,100 Building $70,200	$75,300 Land $5,100 Building $70,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1140 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20