1132 Clay St, Gary, IN 46403 Property Records

Lake County property record for 1132 Clay St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,545 sqft · built 1950
Lot Size0.148 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$172,900 (Jun 2024)
Tax Bill$1,451 (2024)
Deeds & MortgagesJul 2023 Mortgage
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-41-0272-0013

Property Details

APN / Parcel Number

Primary APN001-25-41-0272-0013
Alternative APNs
  • 45-08-12-229-032.000-004
  • 254102720013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,545 sqft Living Area
Attic Area768 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1950
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,490 sqft (0.148 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-41-0272-0013
Old Parcel Number254102720013
Street Address1132 CLAY ST
CityGARY
StateIN
Zip46403-3755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAETNA MANOR 2ND SUB. ALL L.13 BL.8
Legal SubdivisionAETNA MANOR 2ND SUB
Legal Block8
Legal Lot Number13
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2007
Census Tract11500

Owner

1132 Clay St is owned and occupied by an individual who bought it in June 2024.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1132 CLAY ST, GARY, IN 46403-3755
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage
OLSON GROUP NETWORK LLC
Jul 31, 2023Deed of Trust, Mortgage
QUEST TRUST COMPANY FBO
Jan 11, 2022Warranty Deed, Transfer · Line of Credit
OLSON GROUP NETWORK LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2024 · Amount on File
Deed SaleJun 17, 2024 · Amount on File
Prior SaleJan 11, 2022 · Amount on File
Deed Document Number0000019606
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1132 CLAY ST, GARY, IN 46403-3755
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000024388
DateJul 31, 2023
Instrument2023-524388
Lender
NameOLSON GROUP NETWORK LLC
TypeNon-Lending Institution
Agreement
AmountAmount on Record

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1132 CLAY ST, GARY, IN 46403-3755
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000024389
DateJul 31, 2023
Instrument2023-524389
Lender
NameQUEST TRUST COMPANY FBO
TypeNon-Lending Institution
AddressHOUSTON, TX 77084
Agreement
AmountAmount on Record

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 11, 2022
Property Address1132 CLAY ST, GARY, IN 46403-3755
Document Number0000001868
Map ReferenceMB 28 PG 3
Instrument DateJan 10, 2022
Instrument2022-501868
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 10665, MERRILLVILLE, IN 46411-0665

Mortgage

Document Number0000003965
DateJan 25, 2022
Instrument2022-503965
Lender
NameOLSON GROUP NETWORK LLC
TypeNon-Lending Institution
AddressDAYTON, OH 45419
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124,500 Land $8,200 Building $116,300$124,500 Land $8,200 Building $116,300
2024$1,451.00
2023$53,400 (+14.59%) Land $8,200 Building $45,200$53,400 (+14.59%) Land $8,200 Building $45,200
2022$1,193.00$46,600 Land $5,100 Building $41,500$46,600 Land $5,100 Building $41,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1132 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1132 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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