114 William St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 114 William St, Springfield, MA 01105

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4,458 sqft · built 1893
Lot Size	0.064 acres (2,797 sqft)
Owner	Individual Name on Record
Last Sale	$407,000 (Feb 2024)
Tax Bill	$6,591 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`SPRI S:12300 P:0031`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12300 P:0031`
Alternative APN	`123000031`

Interior

Bedrooms	6 Beds
Total Rooms	10 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,458 sqft Gross Area
Basement Area	1,501 sqft
Unfinished Basement	1,501 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Brick
Lot Area	2,797 sqft (0.064 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	123000031
Street Address	114 WILLIAM ST
City	SPRINGFIELD
State	MA
Zip	01105-2345
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	801102

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 LOOMIS ST, CAMBRIDGE, MA 02138-1039
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2022	Quit Claim Deed, Transfer · Commercial Mortgage GREENFIELD COOPERATIVE BANK
Dec 29, 2017	Quit Claim Deed, Transfer · Conventional with PMI FERNANDO J LUCIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Book / Page	25329 / 378
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 23, 2024
Property Address	114 WILLIAM ST, SPRINGFIELD, MA 01105-2345
Document Number	025329-378
Book / Page	25329 / 378
Instrument Date	Feb 23, 2024
Instrument	7771
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LOOMIS ST, CAMBRIDGE, MA 02138-1039
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007772
Date	Feb 23, 2024
Instrument	7772

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 21, 2022
Property Address	114 WILLIAM ST, SPRINGFIELD, MA 01105-2345
Document Number	0024851-85
Book / Page	24851 / 85
Instrument Date	Dec 21, 2022
Instrument	74596
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 COLD SPRING AVE # B, B, WEST SPRINGFIELD, MA 01089-3465

Mortgage

Document Number	0000074597
Date	Dec 21, 2022
Instrument	74597

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 29, 2017
Property Address	114 WILLIAM ST, SPRINGFIELD, MA 01105-2345
Document Number	22009-155
Book / Page	022009 / 000155
Instrument Date	Dec 19, 2017
Instrument	77692
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WHITE ST SPRINGFIELD MA 011081316, SPRINGFIELD, MA 01108-1316

Mortgage

Document Number	22009-158
Date	Dec 29, 2017
Book Page	022009/000158
Instrument	77693

Lender

Name	FERNANDO J LUCIO
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,591.00 (+15.29%)	$426,300 (+16.92%) Land $36,600 Building $389,700
2025	$5,717.00 (+26.88%)	$364,600 (+37.95%) Land $22,700 Building $341,900
2023	$4,506.00	$264,300 Land $20,300 Building $244,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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