Putnam County property record for 114 Whitney St, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 2,124 sqft · built 2007 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,946 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-11-26-0000-009.0-002.1 |
| Primary APN | 39-11-26-0000-009.0-002.1 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,667 sqft |
| Flooring | Steel Beam |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 575 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 296 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 96795 |
|---|---|
| Street Address | 114 WHITNEY ST |
| City | SATSUMA |
| State | FL |
| Zip | 32189-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF J HERNANDEZ GRT OR1081 |
| Legal Range | 26E |
| Legal Township | 11S |
| Legal Section | 39 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 951200 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 114 WHITNEY ST, SATSUMA, FL 32189-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 114 WHITNEY ST, SATSUMA, FL 32189-3010 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 114 WHITNEY ST, SATSUMA, FL 32189-3010 |
| Document Number | 0016180083 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 1618/83 |
| Instrument | 202154009813 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 114 WHITNEY ST, SATSUMA, FL 32189-3010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OMNIA TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0015451475 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 1545/1475 |
| Instrument | 201954010793 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,946.00 (+14%) Homeowner's exemption | $137,060 (+5.99%) | $269,430 (-0.67%) Land $18,720 Building $250,710 |
| 2023 | $1,707.00 (+6.09%) Homeowner's exemption | $129,320 (+2.99%) | $271,260 (+18.16%) Land $12,480 Building $258,780 |
| 2022 | $1,609.00 Homeowner's exemption | $125,560 | $229,570 Land $8,320 Building $221,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1999–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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