108 Whitney St, Satsuma, FL 32189 Property Records

Putnam County property record for 108 Whitney St, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	2,052 sqft · built 1997
Lot Size	2.4 acres (104,544 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Feb 2021)
Tax Bill	$3,185 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-11-26-0000-0090-0020`

Property Details

APN / Parcel Number

Primary APN	`39-11-26-0000-0090-0020`
Alternative APN	`86763`

Interior

Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	104,544 sqft (2.4 acres)
Porch	Unfinished Open Porch
Porch Area	160 sqft
Deck Area	152 sqft

Location & Zoning

Account Number	86763
Street Address	108 WHITNEY ST
City	SATSUMA
State	FL
Zip	32189-3010
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF J HERNENDEZ GRT OR472, P348 (EX OR1081 P1199), (MAP SHEET 39)
Legal Range	26E
Legal Township	11S
Legal Section	39
Legal Subdivision	JOSEPH M HERNANDEZ GRANT
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	1
Census Block	1010
Census Tract	951200

Owner

108 Whitney St, a mobile home, is owned by a company that bought it in February 2021.

Source: Putnam County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	806 S RIVERSIDE DR, NEW SMYRNA BEACH, FL 32168-7448
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE
Sep 2, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 1, 2021	Warranty Deed, Transfer GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Deed Document Number	20212215
Deed Book / Page	1605 / 1447
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	0010811199
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Recording Date	Jun 25, 2026
Property Address	108 WHITNEY ST, SATSUMA, FL 32189-3010
Document Number	0000015798
Book / Page	1876 / 403
Instrument Date	May 27, 2026
Instrument	202615798
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WHITNEY ST, SATSUMA, FL 32189-3010

Mortgage

Document Number	0000015798,
Date	Jun 25, 2026
Book Page	1876/403
Instrument	202615798

Lender

Name	RIVER CITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 2, 2022
Property Address	108 WHITNEY ST, SATSUMA, FL 32189-3010
Document Number	0016830037
Book / Page	1683 / 37
Map Reference	MB 1 PG 80
Instrument Date	Aug 29, 2022
Instrument	202254021797
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 S RIVERSIDE DR, 806, NEW SMYRNA, FL 32168-7448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 S RIVERSIDE DR, NEW SMYRNA, FL 32168-7448

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 1, 2021
Property Address	108 WHITNEY ST, SATSUMA, FL 32189-3010
Document Number	0016051447
Book / Page	1605 / 1447
Map Reference	MB 1 PG 80
Instrument Date	Jan 11, 2021
Instrument	202154002215
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 COUNTY ROAD 309, 1255, CRESCENT CITY, FL 32112-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 S RIVERSIDE DR, NEW SMYRNA BEACH, FL 32168-7448

Tax Assessment & Valuation

The 2025 property tax bill for 108 Whitney St was $3,185.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,185.00	$170,190 Land $43,200 Building $126,990	$170,190 Land $43,200 Building $126,990
2023	$2,747.00 (+16.84%)	$167,290 (+28.47%)	$167,290 (+28.47%) Land $28,800 Building $138,490
2022	$2,351.00	$130,220	$130,220 Land $19,200 Building $111,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Whitney St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1999–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Whitney St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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