Montgomery County property record for 114 Whitmoor Ter, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,140 sqft · built 1950 |
| Lot Size | 0.15 acres (6,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Oct 2018) |
| Tax Bill | $5,318 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01081672 |
| Primary APN | 13-01081672 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,514 sqft (0.15 acres) |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01081672 |
|---|---|
| Street Address | 114 WHITMOOR TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | WOODMOOR |
| Legal Subdivision | WOODMOOR |
| Legal Block | 36 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702102 |
114 Whitmoor Ter is owned and occupied by an individual who acquired it in April 2022.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 WHITMOOR TER, SILVER SPRING, MD 20901-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 20, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Oct 16, 2018 | Grant Deed, Transfer · Conventional with PMI USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on File |
| Deed Sale | Oct 16, 2018 · Amount on File |
| Prior Sale | Oct 23, 2003 · Amount on File |
| Deed Book / Page | 56753 / 240 |
| Last Transfer Date | Apr 18, 2022 |
| Transfer Doc | 0657840320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 114 WHITMOOR TER, SILVER SPRING, MD 20901-1519 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 114 WHITMOOR TER, SILVER SPRING, MD 20901-1519 |
| Document Number | 0650230249 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 65023/249 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Jun 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 20, 2022 |
| Property Address | 114 WHITMOOR TER, SILVER SPRING, MD 20901-1519 |
| Document Number | 0657840320 |
| Book / Page | 65784 / 320 |
| Map Reference | MB 35 PL 2364 |
| Instrument Date | Apr 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 114 WHITMOOR TER, SILVER SPRING, MD 20901-1519 |
| Document Number | 0065784324 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 65784/324 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 16, 2018 |
| Property Address | 114 WHITMOOR TER, SILVER SPRING, MD 20901-1519 |
| Document Number | 0567530240 |
| Book / Page | 056753 / 000240 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | FEDERAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 114 WHITMOOR TER SILVER SPRING MD 209011519, SILVER SPRING, MD 20901-1519 |
| Document Number | 567530245 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 056753/000245 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2048 |
The 2025 property tax bill for 114 Whitmoor Ter was $5,318, down 5.2% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,733 (+1.6%) | $479,400 (+4.81%) Land $256,100 Building $223,300 | |
| 2025 | $5,318.00 (-5.2%) | $457,400 Land $256,100 Building $201,300 | $457,400 Land $256,100 Building $201,300 |
| 2024 | $5,610.00 | ||
| 2023 | $402,200 | $457,400 Land $256,100 Building $201,300 | |
| 2022 | $4,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Whitmoor Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Whitmoor Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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