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109 Whitmoor Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 109 Whitmoor Ter, Silver Spring, MD 20901

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,993 sqft · built 1951
Lot Size0.145 acres (6,326 sqft)
OwnerIndividual Name on Record
Tax Bill$6,105 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01085420

Property Details

APN / Parcel Number

Primary APN13-01085420
Alternative APN
  • 01085420

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,993 sqft Living Area
Gross Area2,193 sqft
1st Floor Area1,343 sqft
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area6,326 sqft (0.145 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area84 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01085420
Street Address109 WHITMOOR TER
CitySILVER SPRING
StateMD
Zip20901-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionWOODMOOR
Legal SubdivisionWOODMOOR
Legal Block32
Legal Lot Number44
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1005
Census Tract702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address109 WHITMOOR TER, SILVER SPRING, MD 20901-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2001
Deed SaleMar 19, 2001
Deed Document Number2001203510
Deed Book / Page18900 / 562
Last Transfer DateAug 18, 2020
Transfer Doc0606300051
Record UpdatedSep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateSep 30, 2020
Property Address109 WHITMOOR TER, SILVER SPRING, MD 20901-1520
Document Number0606300051
Book / Page60630 / 51
Map ReferenceMB 40 PL 2823
Instrument DateAug 18, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanySECU TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address109 WHITMOOR TER, SILVER SPRING, MD 20901-1520

Mortgage

Document Number6063057
DateSep 30, 2020
Instrument60630/57
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$529,000 (+1.85%)$548,200 (+5.54%) Land $255,100 Building $293,100
2025$6,105.00 (-2.97%)$519,400 (+16.23%) Land $255,100 Building $264,300$519,400 (-) Land $255,100 Building $264,300
2024$6,292.00 (+40.07%)
2023$446,867$519,400 Land $255,100 Building $264,300
2022$4,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Astound Broadband, T-Mobile.

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