White County property record for 114 Walnut Trce, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,460 sqft · built 1999 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Aug 2026) |
| Tax Bill | $862 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093009E A 00100 |
| Primary APN | 093009E A 00100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 178 ft deep x 115 ft wide |
| Terrain | Rolling |
| Porch | Patio |
|---|---|
| Porch Area | 485 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 114 WALNUT TRCE |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-5366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: WALNUT GROVE ESTATES; LOT: 1 |
| Legal Subdivision | WALNUT GROVE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 935100 |
114 Walnut Trce is owned and occupied by an individual who bought it in August 2026.
Source: White County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 WALNUT TRCE, SPARTA, TN 38583-5366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Sep 22, 2008 · Amount on File |
| Deed Document Number | 20263827 |
| Deed Book / Page | 609 / 136 |
| Transfer Doc | 0060000896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Aug 18, 2026 |
| Property Address | 114 WALNUT TRCE, SPARTA, TN 38583-5366 |
| Document Number | 0000003827 |
| Book / Page | 609 / 136 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20263827 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | CEDAR TITLE, CEDAR CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,373.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 WALNUT TRCE, SPARTA, TN 38583-5366 |
| Document Number | 0000003828, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 20263828 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 114 WALNUT TRCE, SPARTA, TN 38583-5366 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | RB485/359 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | RB485/359 |
| Instrument | 21003213 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 1.9% |
| Max Rate At Change | 4% |
| Index | 5-Year CMT |
| Max Rate | 8% |
The 2025 property tax bill for 114 Walnut Trce was $862.
Source: White County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $862.00 | $61,100 Land $7,500 Building $53,600 | $244,400 Land $30,000 Building $214,400 |
| 2023 | $34,350 Land $3,750 Building $30,600 | ||
| 2021 | $704.00 | ||
| 2020 | $137,400 Land $15,000 Building $122,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 114 Walnut Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 114 Walnut Trce is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O'CONNOR UTILITY DISTRICT serves 10,344 people · EPA ID TN0000526 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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