114 Walnut St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 114 Walnut St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 964 sqft · built 1920
Lot Size	0.108 acres (4,737 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Mar 2019)
Tax Bill	$5,922 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10144`

Property Details

APN / Parcel Number

Primary APN	`10144`
Alternative APN	`WATE M:1032 B:0051 L:0060A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	964 sqft Living Area
Gross Area	1,424 sqft
Basement Area	380 sqft
Unfinished Basement	380 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,737 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10144
Street Address	114 WALNUT ST
City	WATERTOWN
State	MA
Zip	02472-4028
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	114 WALNUT STREET CONDO
Legal Block	51
Legal Lot Number	60A
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1008
Census Tract	370401

Owner

114 Walnut St, a condominium, is owned and occupied by an individual who bought it in March 2019.

Source: Middlesex County and Watertown City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	114 WALNUT ST, WATERTOWN, MA 02472-4028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Mar 20, 2019	Condominium Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Aug 14, 2015 · Amount on File
Deed Book / Page	72355 / 315
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	114 WALNUT ST, WATERTOWN, MA 02472-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71539-121
Date	Aug 28, 2018
Book Page	71539/121
Instrument	132582

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	114 WALNUT ST, WATERTOWN, MA 02472-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73669-290
Date	Nov 18, 2019
Book Page	73669/290
Instrument	180579

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	114 WALNUT ST, WATERTOWN, MA 02472-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75280-297
Date	Aug 3, 2020
Book Page	75280/297
Instrument	129063

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Mar 20, 2019
Property Address	114 WALNUT ST, WATERTOWN, MA 02472-4028
Document Number	72355-315
Book / Page	72355 / 315
Instrument Date	Mar 18, 2019
Instrument	34249
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WALNUT ST # 2, 2, WATERTOWN, MA 02472-4028

Mortgage

Document Number	34250
Date	Mar 20, 2019
Instrument	34250

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 114 Walnut St was $5,922, up 2.3% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,922.00 (+2.28%)	$507,000 (+2.44%) Building $507,000	$619,400 (+4.29%)
2024	$5,790.00 (-10.48%)	$494,900 (+3.91%) Building $494,900	$593,940
2023	$6,468.00	$476,300 Building $476,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 114 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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