94 Walnut St, #96, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 94 Walnut St, #96, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,475 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Nov 2019)
Tax Bill	$11,406 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48480-14`

Property Details

APN / Parcel Number

Primary APN	`48480-14`
Alternative APNs	`WATE M:1032 B:0056 L:0055` `873`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,475 sqft Living Area
Gross Area	3,935 sqft
Basement Area	1,245 sqft
Unfinished Basement	1,245 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	873
Street Address	94 WALNUT ST, 96
City	WATERTOWN
State	MA
Zip	02472-4028
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	56
Legal Lot Number	55
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1008
Census Tract	370401

Owner

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	94 WALNUT ST, 96, WATERTOWN, MA 02472-4028
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Quit Claim Deed, Transfer VILLAGE BANK
Aug 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE BANK
Jan 8, 2020	Quit Claim Deed, Transfer GERALD A PAONE
Nov 1, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GERALD A PAONE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	2019170689
Deed Book / Page	73579 / 174
Last Transfer Date	Feb 3, 2026
Transfer Doc	085188-342
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Feb 3, 2026
Property Address	94 WALNUT ST # 96, 96, WATERTOWN, MA 02472-4028
Document Number	085188-342
Book / Page	85188 / 342
Instrument Date	Feb 3, 2026
Instrument	12051
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 WALNUT ST # 96, 96, WATERTOWN, MA 02472-4028

Mortgage

Document Number	0000012054
Date	Feb 3, 2026
Instrument	12054

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Mortgage

Document Number	085188-347
Date	Feb 3, 2026
Book Page	85188/347
Instrument	12053

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	49 Months
Due	Mar 1, 2030

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	94-96 WALNUT ST, WATERTOWN, MA 02472
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75413-374
Date	Aug 20, 2020
Book Page	75413/374
Instrument	142646

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jan 8, 2020
Property Address	94-96 WALNUT ST, WATERTOWN, MA 02472
Document Number	73958-16
Book / Page	073958 / 000016
Instrument Date	Dec 29, 2019
Instrument	2950
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 COMMONWEALTH AVE NEWTON MA 024591644, NEWTON, MA 02459-1644

Mortgage

Document Number	73958-18
Date	Jan 8, 2020
Book Page	073958/000018
Instrument	2951

Lender

Name	GERALD A PAONE

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 7, 2025

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Nov 1, 2019
Property Address	94-96 WALNUT ST, WATERTOWN, MA 02472
Document Number	73579-174
Book / Page	073579 / 000174
Instrument Date	Oct 30, 2019
Instrument	170689
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,420.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94-96 WALNUT ST WATERTOWN MA 024724028, WATERTOWN, MA 02472-4028

Mortgage

Document Number	73579-182
Date	Nov 1, 2019
Book Page	073579/000182
Instrument	170693

Lender

Name	GERALD A PAONE
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 31, 2024

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,406.00 (+1.94%)	$976,500 (+2.11%) Land $469,600 Building $506,900
2024	$11,189.00 (+5.43%)	$956,300 (+22.37%) Land $457,000 Building $499,300
2023	$10,613.00	$781,500 Land $437,100 Building $344,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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