114 W 4th St, Buchanan, MI 49107 Property Records

Berrien County property record for 114 W 4th St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1956
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2023)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-0026-0123-00-9`

Property Details

APN / Parcel Number

Primary APN	`58-0026-0123-00-9`
Alternative APN	`11-58-0026-0123-00-9`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	149 ft deep x 66 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 W 4TH ST
City	BUCHANAN
State	MI
Zip	49107-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	COM 33' N & 108' E OF SW COR OF NE1/4 OF SE1/4 OF SEC 26 T7S R18W TH E 66' N 148.5' W 66' S 148.5' TO BEG
Legal Range	18W
Legal Township	07S
Legal Section	26
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	1
Census Block	1014
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

114 W 4th St is owned and occupied by an individual who bought it in June 2023.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4, BUCHANAN, MI 49107-0004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED FCU
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 14, 2017	Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Nov 13, 2019 · Amount on File
Deed Document Number	2023383381
Deed Book / Page	3406 / 3025
Prior Transfer Date	Aug 25, 2016
Prior Transfer Doc	03147/0514
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 26, 2023
Property Address	114 W 4TH ST, BUCHANAN, MI 49107-1239
Document Number	03406/3025
Book / Page	3406 / 3025
Instrument Date	Jun 16, 2023
Instrument	2023383381
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 W 4TH ST, BUCHANAN, MI 49107-1239

Mortgage

Document Number	2023383382
Date	Jun 26, 2023
Instrument	2023383382

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 2, 2021
Property Address	114 W 4TH ST, BUCHANAN, MI 49107-1239
Document Number	03351/1380
Book / Page	3351 / 1380
Instrument Date	Nov 2, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31351 CRYSTAL SPRINGS ST, DOWAGIAC, MI 49047-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 W 4TH ST, BUCHANAN, MI 49107-1239

Mortgage

Document Number	0033511382
Date	Nov 2, 2021
Instrument	3351/1382

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 13, 2019
Property Address	114 W 4TH ST, BUCHANAN, MI 49107-1239
Document Number	03256/0626
Book / Page	3256 / 0626
Instrument Date	Nov 6, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1611 CEDAR POINT DR, NILES, MI 49120-4068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 W 4TH ST, BUCHANAN, MI 49107-1239

Mortgage

Document Number	0003256628
Date	Nov 13, 2019
Instrument	3256/628

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 14, 2017
Property Address	114 W 4TH ST, BUCHANAN, MI 49107-1239
Document Number	03174/2581
Book / Page	3174 / 2581
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 CEDAR POINT DR, NILES, MI 49120-4068

Tax Assessment & Valuation

The 2025 property tax bill for 114 W 4th St was $2,374 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,700	$159,400
2025	$2,374.00
2023		$50,000 (+18.48%)	$100,000 (+18.48%)
2022	$2,504.00 (+63.34%)	$42,200	$84,400
2021	$1,533.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 W 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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