Essex County and Beverly City property record for 114 Valley St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1952 |
| Lot Size | 0.205 acres (8,925 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $475,000 (Jan 2017) |
| Tax Bill | $9,417 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jan 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 3,240 sqft |
| Basement Area | 976 sqft |
| Unfinished Basement | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,925 sqft (0.205 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8283 |
|---|---|
| Street Address | 114 VALLEY ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 23 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 217602 |
114 Valley St is owner-occupied and held in a trust since January 2026.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 114 VALLEY ST, BEVERLY, MA 01915-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2025 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Jan 12, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Jul 7, 2017 | Deed of Trust, Mortgage BOFI FEDERAL BANK |
| Jan 18, 2017 | Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on File |
| Deed Sale | Jan 18, 2017 · Amount on File |
| Deed Book / Page | 35619 / 96 |
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 043174-432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 114 VALLEY ST, BEVERLY, MA 01915-2224 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042677-465 |
|---|---|
| Date | Apr 23, 2025 |
| Book Page | 42677/465 |
| Instrument | 20250423002640 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jan 12, 2026 |
| Property Address | 114 VALLEY ST, BEVERLY, MA 01915-2224 |
| Document Number | 043174-432 |
| Book / Page | 43174 / 432 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 20260112002920 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 VALLEY ST, BEVERLY, MA 01915-2224 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 114 VALLEY ST, BEVERLY, MA 01915-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38672-95 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 38672/95 |
| Instrument | 20200701002450 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 114 VALLEY ST, BEVERLY, MA 01915-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36002-295 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 36002/295 |
| Instrument | 123 |
| Name | BOFI FEDERAL BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jan 18, 2017 |
| Property Address | 114 VALLEY ST, BEVERLY, MA 01915-2224 |
| Document Number | 35619-96 |
| Book / Page | 35619 / 96 |
| Instrument | 277 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64.15 |
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 356190099 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 35619/0099 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 18, 2047 |
The 2025 property tax bill for 114 Valley St was $9,417, up 3.5% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,417.00 (+3.53%) | $856,900 (+5.79%) Land $638,600 Building $218,300 | $1,142,945 |
| 2024 | $9,096.00 (+3.59%) | $810,000 (+3.87%) Land $600,800 Building $209,200 | |
| 2023 | $8,781.00 | $779,800 Land $570,600 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Valley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Valley St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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