Essex County and Beverly City property record for 104 Valley St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,123 sqft · built 1900 |
| Lot Size | 0.297 acres (12,929 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Jul 2014) |
| Tax Bill | $10,867 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,123 sqft Living Area |
| Gross Area | 3,496 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 12,929 sqft (0.297 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8281 |
|---|---|
| Street Address | 104 VALLEY ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 21 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 217602 |
104 Valley St is owned and occupied by an individual who bought it in July 2014.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 VALLEY ST, BEVERLY, MA 01915-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · ARM UNIBANK FOR SAVINGS |
| Feb 13, 2019 | Quit Claim Deed, Transfer · ARM SALEM FIVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2014 · Amount on File |
| Deed Sale | Jul 30, 2014 · Amount on File |
| Prior Sale | Jan 21, 1999 · Amount on File |
| Deed Book / Page | 33441 / 322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 104 VALLEY ST, BEVERLY, MA 01915-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38691-326 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 38691/326 |
| Instrument | 20200708003210 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2030 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Feb 13, 2019 |
| Property Address | 104 VALLEY ST, BEVERLY, MA 01915-2224 |
| Document Number | 37326-392 |
| Book / Page | 37326 / 392 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 20190213001450 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 VALLEY ST, BEVERLY, MA 01915-2224 |
| Document Number | 37326-394 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 37326/394 |
| Instrument | 20190213001460 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 1, 2029 |
The 2025 property tax bill for 104 Valley St was $10,867, up 1.8% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,867.00 (+1.84%) | $988,800 (+4.06%) Land $652,100 Building $336,700 | $1,173,535 |
| 2024 | $10,671.00 (+3.09%) | $950,200 (+3.36%) Land $613,500 Building $336,700 | |
| 2023 | $10,351.00 | $919,300 Land $582,600 Building $336,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Valley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Valley St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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