114 Turtle Run, Umatilla, FL 32784 Property Records

Lake County property record for 114 Turtle Run, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,402 sqft Living Area
Lot Size10,029 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2024)
Tax Bill$3,168.00 (2024)

Property Details

APN / Parcel Number

Primary APN13-18-26-3400-000-00800
Alternative APN
  • 3851527

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,402 sqft Living Area
1st Floor1,402 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2024
Exterior MaterialAsbestos Exterior
Construction TypeSteel Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialMetal Roof
Lot Area10,029 sqft (0.23 acres)
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area294 sqft Garage
PorchOpen Porch
Porch Area295 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3851527
Street Address114 TURTLE RUN
CityUMATILLA
StateFL
Zip32784-9545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOTTAGES AT WATERS EDGE PB 58 PG 44-45 LOT 8 ORB 6305 PG 16
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionCOTTAGES AT WATERS EDGE
Legal TractA,B
Legal Lot Number8
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup1
Census Block1063
Census Tract30110

Owner

Source: Lake County records · APN 13-18-26-3400-000-00800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address114 TURTLE RUN, UMATILLA, FL 32784-9545
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Warranty Deed, Transfer · Line of Credit
UNITED SOUTHERN BANK
Jul 09, 2018Warranty Deed, Transfer · Stand Alone First Mortgage
HABITAT FOR HUMANITY OF LAKE SUMTER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Prior SaleJul 09, 2018 · Amount on Record
Deed Doc Number2024034301
Deed Book / Page6305 / 16
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 25, 2024
Property Address114 TURTLE RUN, UMATILLA, FL 32784-9545
Document Number0063050016
Book / Page6305 / 16
Map ReferenceMB 58 PG 44&45
Instrument DateMar 15, 2024
Instrument2024034301
Transaction TypeTransfer
Record UpdatedApr 15, 2024
Title CompanyAPPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1409 MCNALLY DR, WINONA, MN 55987-4876

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 TURTLE RUN, UMATILLA, FL 32784-9545

Mortgage

Document Number0000630517
DateMar 25, 2024
Instrument6305/17
Lender
NameUNITED SOUTHERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2054
Interest
Rate TypeAdjustable Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 09, 2018
Property Address114 TURTLE RUN, UMATILLA, FL 32784-9545
Document Number0051360434
Book / Page5136 / 0434
Map ReferenceMB 58 PG 44
Instrument DateJun 29, 2018
Instrument2018078707
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyAPPLE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,508.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address900 MAIN ST STE 210, 900, THE VILLAGES, FL 32159-7726

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 TURTLE RUN, UMATILLA, FL 32784-9545

Mortgage

Document Number2018078708
DateJul 09, 2018
Instrument2018078708
Lender
NameHABITAT FOR HUMANITY OF LAKE SUMTER
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term59 Months
DueJun 29, 2023

Mortgage

Document Number0051360439
DateJul 09, 2018
Book Page5136/0439
Instrument2018078709
Lender
NameHABITAT FOR HUMANITY OF LAKE-SUMTER FLOR
TypeNon-Lending Institution
AddressLADY LAKE, FL 32159
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJul 08, 2028

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$131,416 (-32.81%) Land $87,500 Building $43,916$248,886 (+2.03%) Land $87,500 Building $161,386
2024$3,168.00 (+4.55%)
2023$3,030.00 (+1.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$195,580 (+3%)$243,941 (-) Land $87,500 Building $156,441
2022$2,996.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$189,890$243,941 Land $87,500 Building $156,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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