Lake County property record for 110 Turtle Run, Umatilla, FL 32784 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,184 sqft Living Area |
| Lot Size | 5,375 sqft (0.123 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2026) |
| Tax Bill | $228.00 (2024) |
| Primary APN | 13-18-26-3400-000-00600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 1,504 sqft Gross Area |
| 1st Floor | 1,184 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,375 sqft (0.123 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 320 sqft Garage |
| Porch Area | 211 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3851525 |
|---|---|
| Street Address | 110 TURTLE RUN |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9545 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COTTAGES AT WATERS EDGE PB 58 PG 44-45 LOT 6 ORB 5180 PG 1857 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | COTTAGES AT WATERS EDGE |
| Legal Tract | A&B |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | UMATILLA |
| Census Blockgroup | 1 |
| Census Block | 1063 |
| Census Tract | 30110 |
Source: Lake County records · APN 13-18-26-3400-000-00600
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED TRUST BANK |
| Apr 28, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage HOME CAPITAL FUNDING INC |
| Apr 20, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 01, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 05, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE FINANCIAL GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Oct 05, 2018 · Amount on Record |
| Deed Doc Number | 202651528 |
| Deed Book / Page | 6727 / 2459 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Investor | Possibly a Property Investor |
| Document Number | 0059140552 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 5914/552 |
| Instrument | 2022034336 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30009 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Document Number | 0000051528 |
| Book / Page | 6727 / 2459 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.51528 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Document Number | 0000051529, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 6727/2461 |
| Instrument | 2026.51529 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054580827 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 5458/827 |
| Instrument | 2020045403 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053030446 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 5303/0446 |
| Instrument | 2019073497 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Nov 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 05, 2018 |
| Property Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Document Number | 0051801857 |
| Book / Page | 5180 / 1857 |
| Map Reference | MB 58 PG 44 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 2018117495 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | APPLE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,081.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 MAIN ST, 900, LADY LAKE, FL 32159-7726 |
| Name | Verified Name |
|---|---|
| Address | 110 TURTLE RUN, UMATILLA, FL 32784-9545 |
| Investor | Possibly a Property Investor |
| Document Number | 2018117496 |
|---|---|
| Date | Oct 05, 2018 |
| Instrument | 2018117496 |
| Name | MORTGAGE FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,470 (+2.9%) | $196,452 (-) Land $55,000 Building $141,452 | |
| 2025 | $151,090 (+5.98%) Land $55,000 Building $96,090 | $196,452 (+2.19%) Land $55,000 Building $141,452 | |
| 2024 | $228.00 (-88.04%) | ||
| 2023 | $1,906.00 (+6.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $142,570 (+3%) | $192,248 (-) Land $55,000 Building $137,248 |
| 2022 | $1,797.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $138,420 | $192,248 Land $55,000 Building $137,248 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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