Calloway County property record for 114 Thoroughbred Dr, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $240,000 (Nov 2017) |
| Tax Bill | $1,930 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-D-0031 |
| Primary APN | 042-D-0031 |
|---|---|
| Alternative APN |
|
| Account Number | 3021 |
|---|---|
| Street Address | 114 THOROUGHBRED DR |
| City | MURRAY |
| State | KY |
| Zip | 42071-4617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 114 THOROUGHBRED DRIVE |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10304 |
114 Thoroughbred Dr is owned and occupied by an individual who bought it in November 2017.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 114 THOROUGHBRED DR, MURRAY, KY 42071-4617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK |
| Nov 30, 2017 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK OF THE HEARTLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Prior Sale | Jun 25, 2014 · Amount on File |
| Deed Document Number | 624595 |
| Deed Book / Page | 1158 / 024 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 114 THOROUGHBRED DR, MURRAY, KY 42071-4617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001185/564 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 1185/564 |
| Instrument | 629526 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARTIN, TN 38237 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Nov 30, 2017 |
| Property Address | 114 THOROUGHBRED DR, MURRAY, KY 42071-4617 |
| Document Number | 001158/024 |
| Book / Page | 1158 / 024 |
| Map Reference | MB 20 PG 9 SL 1821 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 624595 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 S 16TH ST, 1401, MURRAY, KY 42071-2804 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 114 THOROUGHBRED DR, MURRAY, KY 42071-4617 |
| Document Number | 0000624596 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 624596 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Feb 28, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 114 Thoroughbred Dr was $1,930.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,930.00 | $240,000 | $240,000 |
| 2023 | $1,966.00 | $240,000 | $240,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Thoroughbred Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Thoroughbred Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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