110 Thoroughbred Dr, Murray, KY 42071 Property Records

Calloway County property record for 110 Thoroughbred Dr, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,691 sqft · built 2002
Lot Size0.375 acres (16,371 sqft)
OwnerCompany Name on Record
Last Sale$367,000 (Feb 2024)
Tax Bill$2,936 (2025)
Deeds & MortgagesApr 2020 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN042-D-0033

Property Details

APN / Parcel Number

Primary APN042-D-0033
Alternative APNs
  • 102673
  • 90139

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,691 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,371 sqft (0.375 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number102673
Street Address110 THOROUGHBRED DR
CityMURRAY
StateKY
Zip42071-4617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description110 THOROUGHBRED DRIVE
Legal SubdivisionMURRAY ESTATES INC
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group2
Census Block2010
Census Tract10304

Owner

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENCE BANK OF KENTUCKY
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
Feb 13, 2024Intrafamily Transfer, Transfer
Jun 22, 2021Warranty Deed, Transfer
HOME TEAM TITLE, HOME TEAM TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2024 · Amount on Record
Deed SaleFeb 13, 2024 · Amount on Record
Prior SaleJun 22, 2021 · Amount on Record
Deed Document Number2024687842
Deed Book / Page1446 / 99
Prior Transfer DateFeb 9, 2024
Prior Transfer Doc0001446/99
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001251/427
DateApr 22, 2020
Book Page1251/427
Instrument640696
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617
Transaction TypeMortgage
Record UpdatedFeb 29, 2024
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001334/85
DateSep 20, 2021
Book Page1334/85
Instrument652043
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALLOWAY KY
Recording DateFeb 13, 2024
Property Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617
Document Number0001446/99
Book / Page1446 / 99
Map ReferenceMB 20 SL 1821
Instrument DateFeb 9, 2024
Instrument687842
Transaction TypeTransfer
Record UpdatedFeb 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateJun 22, 2021
Property Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617
Document Number001319/455
Book / Page1319 / 455
Map ReferenceMB 20 PG 9 SL 1821
Instrument DateJun 18, 2021
Instrument650004
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyHOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

AmountAmount Recorded
Tax$367.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 THOROUGHBRED DR, MURRAY, KY 42071-4617

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
MunicipalityMurray City
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,936.00 (-1.84%)$367,000 (-)$367,000 (-)
2023$2,991.00$367,000$367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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