114 Terrapin Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 114 Terrapin Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,781 sqft Living Area
Lot Size	12,196 sqft (0.28 acres)
Garage	Attached, 286 sqft
Occupancy	Owner Occupied
Tax Bill	$1,047.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`225560-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,781 sqft Living Area
Gross Area	2,175 sqft Gross Area
1st Floor Area	1,469 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Lot Width	120 ft Width
Parking Spaces	1 Parking Space
Garage Type	Attached
Garage Area	286 sqft Garage
Porch	Finished Screened Porch
Porch Area	108 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 TERRAPIN RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-34 ST AUG SOUTH UT 2 LOTS 491 492 & 493 OR586/420
Legal Range	30E
Legal Township	07S
Legal Section	41
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 2
Legal Block	1
Legal Lot Number	491
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1031
Census Tract	21302

Owner

Source: St. Johns County records · APN 225560-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	114 TERRAPIN RD, SAINT AUGUSTINE, FL 32086-5760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	114 TERRAPIN RD, SAINT AUGUSTINE, FL 32086-5760
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043231525
Date	Jan 30, 2017
Book Page	4323/1525
Instrument	2017006884

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 05, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,864 (+2.7%)	$379,971 (-0.08%) Land $157,320 Building $222,651
2025	$1,047.00 (+19.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$101,133 (+5.99%)	$380,288 (-0.34%) Land $160,560 Building $219,728
2024	$873.00 (+3.31%)
2023	$845.00 (-1.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$95,420 (+3%)	$381,604 (+9%) Land $160,560 Building $221,044
2022	$855.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$92,641	$350,096 Land $107,520 Building $242,576

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.